cancel
Showing results for 
Search instead for 
Did you mean: 

guess who closed her amex recovery card today! Strategy?

tag
peepers
Frequent Contributor

Re: guess who closed her amex recovery card today! Strategy?

I tried both Smiley Happy
AMEX Green charge NPSL | NFCU Cashrewards Visa Sig $25,000 | NFCU Navcheck $15,000 | AMEX Everyday $15,000 | Discover IT $19,000 | Amex BCP $18,000 | Cap1 Quicksilver $5000 | Firestone $2,400 I Amex Oasis Optima (recovery card) $500 (closed July 2014)
MyFICO: TU 780, EQ 785 EX 776 Discover TU FICO 780. Rebuilt from 500's....closed on home May 2015!

Message 11 of 26
Closingracer99
Valued Contributor

Re: guess who closed her amex recovery card today! Strategy?

Was Googling this card  And found this 

 

http://ficoforums.myfico.com/t5/Credit-Cards/Amex-Optima-Oasis-program/td-p/1193077/page/5

 

 

 

 

Just Read User WolfMan on the last page ... It might take a while for you to be approved anyways 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 12 of 26
wmweeza
Established Contributor

Re: guess who closed her amex recovery card today! Strategy?

Odd as it may sound, I'm proud of you and I don't even know you! Congrats!


Last App 10/14. FICO's: AMEX Ex 846, BarclayTU08 815.FAKOs:CreditKarma 775,CS score 771.BofA 5400,Target $5000,Barnes $8500,Amex $22k
Message 13 of 26
ChargeItPlease
Regular Contributor

Re: guess who closed her amex recovery card today! Strategy?

Congrats!

Starting Score: 400s (2011) Current: EQ 655 (01-2014) Goal: 700 Last app: 01-01-14. No apps 'til 12-2014!
Message 14 of 26
OHWWCB
Regular Contributor

Re: guess who closed her amex recovery card today! Strategy?

What is this backdating action that people are always talking about with AMEX? I can get them to backdate my card to the card I had in college in 1999?


Hilton Honors $15,000 | AMEX Green | Chase Sapphire Preferred $9000 | Discover IT $6600 | Marriott Premiere Rewards $5000 | Chase Freedom $5500 | Barclaycard Visa with Apple Rewards $2000 | CapitalOne Quicksilver One $2000 | US Airways Dividend Miles $2400
Message 15 of 26
09Lexie
Moderator Emerita

Re: guess who closed her amex recovery card today! Strategy?


@OHWWCB wrote:

What is this backdating action that people are always talking about with AMEX? I can get them to backdate my card to the card I had in college in 1999?


Once you lock in your MSD (Member Since Date) the year of subsequent cc's will reflect your MSD.  Additional cc's*, will reflect the month of THAT card and the year of your MSD.  

 

If you are a primary cardholder, your CR's will be backdated as well.  Amex recently changed their policy to exclude the CR backdating for ACMs - when you become a primary, your CR's would be backdated for YOUR new cc. 

 

When calling asking for the change, do not use the word backdate.  Using that term, will get you nowhere, simply say your MSD is incorrect. 

 

*personal cards - business cards it's a YMMV 

Message 16 of 26
peepers
Frequent Contributor

Re: guess who closed her amex recovery card today! Strategy?

Applied for BCP today for giggles. Approved!
AMEX Green charge NPSL | NFCU Cashrewards Visa Sig $25,000 | NFCU Navcheck $15,000 | AMEX Everyday $15,000 | Discover IT $19,000 | Amex BCP $18,000 | Cap1 Quicksilver $5000 | Firestone $2,400 I Amex Oasis Optima (recovery card) $500 (closed July 2014)
MyFICO: TU 780, EQ 785 EX 776 Discover TU FICO 780. Rebuilt from 500's....closed on home May 2015!

Message 17 of 26
Bman70
Established Contributor

Re: guess who closed her amex recovery card today! Strategy?

Congrats on the BCP! It's my current favorite card Smiley Happy 


EX 822
TU 834
EQ 820


Message 18 of 26
sjt
Senior Contributor

Re: guess who closed her amex recovery card today! Strategy?


@peepers wrote:
Applied for BCP today for giggles. Approved!

Congrats!

 

Not suprised that you were approved for the card with your great scores!

 

Smiley Very Happy

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 19 of 26
peepers
Frequent Contributor

Re: guess who closed her amex recovery card today! Strategy?

Thanks, only for $2000 though. Im sure because I burned them (but eventually paid back in full), they are being a little conservative to start. But thats ok!
AMEX Green charge NPSL | NFCU Cashrewards Visa Sig $25,000 | NFCU Navcheck $15,000 | AMEX Everyday $15,000 | Discover IT $19,000 | Amex BCP $18,000 | Cap1 Quicksilver $5000 | Firestone $2,400 I Amex Oasis Optima (recovery card) $500 (closed July 2014)
MyFICO: TU 780, EQ 785 EX 776 Discover TU FICO 780. Rebuilt from 500's....closed on home May 2015!

Message 20 of 26
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.