my Bank America secured card application process

credit-hunter · ‎12-12-2013

Hello all new member here . Just want to say thank you to all the members that post I have learned so much! I would like to post the process I went through in obtaining my boa secured card to help others. Aped online 11/19/13.... Decision date 11/25/19 .... ACH transfer $300.00 security deposit 11/27/13...5 day hold on transfer. Approved on 12/3/13.Card shipped on 12/5/13 Received 12/7/13 Added 1,2,3 rewards on 12/9/13 awaiting new card.Completely clean file no score no baddies, derogs etc. So far very satisfied with BOA hope this helps thanx the CREDIT-HUNTER.

brikays · ‎12-13-2013

Congrats on your approval and welcome to the forum!

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coldnmn · ‎12-13-2013

Congrats! Thanks for sharing.

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myjourney · ‎12-13-2013

Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?