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my first instant approvals in a loong time!

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roseblanch
Member

my first instant approvals in a loong time!

Hi all, ive been rebuilding and following these forums for awhile but rarely post. So today I was shopping on amazon and decided to go for the store card. Im so used to being declined, I sort of did a one eye peek , as if it was a horror movie, on the decision screen. Instant approval 600.00 !!! I stared in amazement for awhile. Deciding ge must like what they see, I also apped for walmart and approved 400.00 !!! Dont worry, im done. So happy tho!! Feels great to be on the right path. These new cards will really help out my util. Thanks to all for the great info and advice on this forum!!!
Message 1 of 16
15 REPLIES 15
coldnmn
Mega Contributor

Re: my first instant approvals in a loong time!

Congrats! Welcome to the forum and thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 16
SunriseEarth
Moderator Emeritus

Re: my first instant approvals in a loong time!

Congrats on approvals X2!



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 3 of 16
Bman70
Established Contributor

Re: my first instant approvals in a loong time!

Congrats, always great to see that approval pop up Smiley Happy


EX 822
TU 834
EQ 820


Message 4 of 16
gdale6
Moderator Emeritus

Re: my first instant approvals in a loong time!


@roseblanch wrote:
Hi all, ive been rebuilding and following these forums for awhile but rarely post. So today I was shopping on amazon and decided to go for the store card. Im so used to being declined, I sort of did a one eye peek , as if it was a horror movie, on the decision screen. Instant approval 600.00 !!! I stared in amazement for awhile. Deciding ge must like what they see, I also apped for walmart and approved 400.00 !!! Dont worry, im done. So happy tho!! Feels great to be on the right path. These new cards will really help out my util. Thanks to all for the great info and advice on this forum!!!

Grats x2 on your new Synchrony cards Smiley Happy

Message 5 of 16
chalupaman
Super Contributor

Re: my first instant approvals in a loong time!

Congrats! Smiley Happy
Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 6 of 16
BigBS
Senior Contributor

Re: my first instant approvals in a loong time!

Congrats!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 7 of 16
MarcinXP
Frequent Contributor

Re: my first instant approvals in a loong time!

Congrats!! Treat them well and they will treat you will. They show love every 4 statements! Started at $400 Amazon and $500 Walmart and I'm at $5,000 on both now in less than 2 years!

NFCU Visa Sig $30k / Amex Blue Cash $25.5k / Fidelity Amex $25k / Chase Freedom $14.5k / Citi Double Cash $5k / Capital One Quicksilver Visa Sig $5k / Citi Best Buy MC $3K / Barclay Rewards MC $2.95k / BOA - BBR $2.5k / SY Lowes $15k / SY Amazon $6k / Target RedCard - $300
Message 8 of 16
One7
Valued Contributor

Re: my first instant approvals in a loong time!

Awesome.  Congratulations

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 9 of 16
IamB2
Established Contributor

Re: my first instant approvals in a loong time!


@roseblanch wrote:
Hi all, ive been rebuilding and following these forums for awhile but rarely post. So today I was shopping on amazon and decided to go for the store card. Im so used to being declined, I sort of did a one eye peek , as if it was a horror movie, on the decision screen. Instant approval 600.00 !!! I stared in amazement for awhile. Deciding ge must like what they see, I also apped for walmart and approved 400.00 !!! Dont worry, im done. So happy tho!! Feels great to be on the right path. These new cards will really help out my util. Thanks to all for the great info and advice on this forum!!!

Congrats on your approval. When I was first approved for the Amazon store card, I did the same thing with Walmart. They denied me. This was back in December. Haven't applied since. Thank you for sharing though.

FICO® EQ 717 (3/5/15); TU08 732 (3/5/15); EX: 723 (3/5/15) - Last app 3/15/15; Inquiries: A TON!

CITI ThankYou Preferred - CL: $2,000




Starting Scores: 590s on 12/2013. Hover over card image to view details! *After Amex approvals - [I was supposed to be] Gardening!*
Message 10 of 16
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