cancel
Showing results for 
Search instead for 
Did you mean: 

$1400.00 increase on Citi Diamond Preferred.... trying for more though

tag
-Wade-
Valued Contributor

Re: $1400.00 increase on Citi Diamond Preferred.... trying for more though


@MissCredit9 wrote:

Alright guys..... no dice on the 20k CLI. Probably has something to do with my somewhat high utilization on that particular card paired with the slew of newly opened accounts since Aug '14. I'm ready for 20k but I can't blame Citi for risk management. Perhaps I should only have asked for 10k.... Oh well i guess I will never know.


Sorry to hear that .

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 11 of 19
MissCredit9
Frequent Contributor

Re: $1400.00 increase on Citi Diamond Preferred.... trying for more though

No worries... I'm not apping for anything besides CLI's for a while so I have HP's to burn.



AMEX PRG NPSL, FIDELITY REWARDS 50K, CHASE SAPPHIRE RESERVE 27K, AMEX DELTA SKYMIES GOLD 25K, CITI DIAMOND PREFERRED 22K, CHASE FREEDOM 20K, CITI DOUBLE CASH 15.5K, BARCLAYCARD REWARDS MASTERCARD 15K, CHASE MARRIOTT PREMIER 5K, CAPITAL ONE SONY CARD 5.75K, CAPITAL ONE QUICKSILVER 3.5K, AMAZON STORECARD 6K, VICTORIAS SECRET 2650, EXPRESS NEXT 1850,Gardening2/17/17.
Message 12 of 19
aubie1kenobie2
Frequent Contributor

Re: $1400.00 increase on Citi Diamond Preferred.... trying for more though

So the CLI button on the Citi website is a HP?


Starting Score: No credit history in July 2013, 663 in August (lender pulled)
Current Score: 773 (Discover FICO), 749 (DCU EQ)
Ultimate goal: Buy a house in 2016!
Message 13 of 19
MissCredit9
Frequent Contributor

Re: $1400.00 increase on Citi Diamond Preferred.... trying for more though

Update::: I just figured what the heck and tried asking AGAIN... this time for 10k instead. Just logged onto the website and my new CL was there. So I went from 6k to 10k today. Not too shabby... BTW I'm not sure about whether to expect hard or soft pulls. I know the initial 1400 was SP but I'm not sure about the 20k and 10k requests because it wasn't instant and said it was being "reviewed"



AMEX PRG NPSL, FIDELITY REWARDS 50K, CHASE SAPPHIRE RESERVE 27K, AMEX DELTA SKYMIES GOLD 25K, CITI DIAMOND PREFERRED 22K, CHASE FREEDOM 20K, CITI DOUBLE CASH 15.5K, BARCLAYCARD REWARDS MASTERCARD 15K, CHASE MARRIOTT PREMIER 5K, CAPITAL ONE SONY CARD 5.75K, CAPITAL ONE QUICKSILVER 3.5K, AMAZON STORECARD 6K, VICTORIAS SECRET 2650, EXPRESS NEXT 1850,Gardening2/17/17.
Message 14 of 19
smittyboy020
Contributor

Re: $1400.00 increase on Citi Diamond Preferred.... trying for more though

Nice bumps!! Congrats! Can't wait to get out of the garden and luv that button Lol. I've had my Citi Diamond for over a year.

Message 15 of 19
MissCredit9
Frequent Contributor

Re: $1400.00 increase on Citi Diamond Preferred.... trying for more though


@smittyboy020 wrote:

Nice bumps!! Congrats! Can't wait to get out of the garden and luv that button Lol. I've had my Citi Diamond for over a year.


You should be eligible for a really nice bump. I saw a person with a 1k CL go up to 30k with luv button plus asking for more. You should check the form in the CLI area of your citi page though. I think you can get an increase for a soft pull and stay in the garden.



AMEX PRG NPSL, FIDELITY REWARDS 50K, CHASE SAPPHIRE RESERVE 27K, AMEX DELTA SKYMIES GOLD 25K, CITI DIAMOND PREFERRED 22K, CHASE FREEDOM 20K, CITI DOUBLE CASH 15.5K, BARCLAYCARD REWARDS MASTERCARD 15K, CHASE MARRIOTT PREMIER 5K, CAPITAL ONE SONY CARD 5.75K, CAPITAL ONE QUICKSILVER 3.5K, AMAZON STORECARD 6K, VICTORIAS SECRET 2650, EXPRESS NEXT 1850,Gardening2/17/17.
Message 16 of 19
-Wade-
Valued Contributor

Re: $1400.00 increase on Citi Diamond Preferred.... trying for more though


@MissCredit9 wrote:

Update::: I just figured what the heck and tried asking AGAIN... this time for 10k instead. Just logged onto the website and my new CL was there. So I went from 6k to 10k today. Not too shabby... BTW I'm not sure about whether to expect hard or soft pulls. I know the initial 1400 was SP but I'm not sure about the 20k and 10k requests because it wasn't instant and said it was being "reviewed"


Congrats Smiley Happy WTG

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 17 of 19
alvon123
Super Contributor

Re: $1400.00 increase on Citi Diamond Preferred.... trying for more though

congrats


Message 18 of 19
MissCredit9
Frequent Contributor

Re: $1400.00 increase on Citi Diamond Preferred.... trying for more though

thanks everyone!



AMEX PRG NPSL, FIDELITY REWARDS 50K, CHASE SAPPHIRE RESERVE 27K, AMEX DELTA SKYMIES GOLD 25K, CITI DIAMOND PREFERRED 22K, CHASE FREEDOM 20K, CITI DOUBLE CASH 15.5K, BARCLAYCARD REWARDS MASTERCARD 15K, CHASE MARRIOTT PREMIER 5K, CAPITAL ONE SONY CARD 5.75K, CAPITAL ONE QUICKSILVER 3.5K, AMAZON STORECARD 6K, VICTORIAS SECRET 2650, EXPRESS NEXT 1850,Gardening2/17/17.
Message 19 of 19
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.