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Member
Giovanni20
Posts: 16
Registered: ‎02-24-2014
0

3 month app spree - Success

Since I had only 3 cards before the app spree and no HP, I decided why not.

 

Barclays Financing - $2,100

Barclays AVG - $2,500

Capital One Quicksilver - $1,500

Chase Freedom - $2,000

BoA Privlilege - $4,200

Amazon Card - $900

 

Capital One Auto Loan - $46,813

Not to shabby for a 21 yr old :smileywink:

 

Credit Slighlty dipped, I guess cause the age of accounts lowered.

Valued Contributor
gdale6
Posts: 9,263
Registered: ‎12-13-2013
0

Re: 3 month app spree - Success

Nice, enjoy :smileyhappy:

EX Cred Ses 08/14: 767 ; EX Fico 04 V2 06/14: 775; EX Fico 08 07/14 778 ; EX Fico 08 BC 07/14: 800
EQ Fico 05/14 781 ; EQ MPM 07/14: 721
TU Fico 8 07/14: 719; TU MPM 06/14 706
Moderator
Kenny
Posts: 5,667
Registered: ‎01-15-2009
0

Re: 3 month app spree - Success

Congrats! And 2 Barclays in the spree as well! :smileyhappy:
Starting Score: EQ04: 748 (1/31/14) - TU08: 755 (1/06/14)
Current Score:EX08:802(10/08) - EQ04:763(8/29) - EQ08:790(10/16) - TU08:808(10/02)
Goal Score: 800+
Mega Contributor
coldnmn
Posts: 14,199
Registered: ‎08-08-2011
0

Re: 3 month app spree - Success

Congrats! Thanks for sharing.

 

 

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8000
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Frequent Contributor
toi34
Posts: 491
Registered: ‎01-31-2009
0

Re: 3 month app spree - Success


Giovanni20 wrote:

Since I had only 3 cards before the app spree and no HP, I decided why not.

 

Barclays Financing - $2,100

Barclays AVG - $2,500

Capital One Quicksilver - $1,500

Chase Freedom - $2,000

BoA Privlilege - $4,200

Amazon Card - $900

 

Capital One Auto Loan - $46,813

Not to shabby for a 21 yr old :smileywink:

 

Credit Slighlty dipped, I guess cause the age of accounts lowered.



Giovanni20 wrote:

Since I had only 3 cards before the app spree and no HP, I decided why not.

 

Barclays Financing - $2,100

Barclays AVG - $2,500

Capital One Quicksilver - $1,500

Chase Freedom - $2,000

BoA Privlilege - $4,200

Amazon Card - $900

 

Capital One Auto Loan - $46,813

Not to shabby for a 21 yr old :smileywink:

 

Credit Slighlty dipped, I guess cause the age of accounts lowered.


Congrats! ...but how did you get a Capital One auto loan for over $30K, was it the Blank Check program?

Nice!!!  :smileyhappy:

May 2013 Starting Scores: 540's-570's [no credit cards, no inq's, 1 Student Loan 90 day late, CA's and CO's...most PFD'd!]
September 2014 Scores: 660-705 ...Getting there!
Current Cards: SDFCU Secured ($300); Logix Secured ($500); Tobyhanna FCU ($5000); Sony Visa ($3000); Apple PC'd to Rewards MC ($1200); Barclay Rewards MC ($1300); B&N ($500); Discover ($1100); 'Credit Steps' ($2300), QS One ($750);Care Credit ($9000); US Bank Platinum ($5000); Fifth Third SU2C ($3000); Kay's ($3000); Jared's ($3000); Fingerhut ($1550); **All my favorite retail cards ($24,300)..Luv'Em..they get heavy use!
Senior Contributor
alvon123
Posts: 7,680
Registered: ‎09-24-2013
0

Re: 3 month app spree - Success

congrats


Established Contributor
DrZoidberg
Posts: 563
Registered: ‎04-03-2014
0

Re: 3 month app spree - Success

I gotta ask what kind of car did you get?

Established Member
runner121
Posts: 78
Registered: ‎02-26-2014
0

Re: 3 month app spree - Success

Congrats!


Valued Contributor
BigBS
Posts: 2,225
Registered: ‎02-18-2014
0

Re: 3 month app spree - Success

Congrats on the approvals!


AMEX BCP - $34.5K | AMEX Delta SkyMiles Gold - $10.4K | AMEX Platinum - NPSL | BofA BBR VISA - $15K | BofA Merrill Lynch + VS - $15K | Barclaycard Arrival WMC - $17.5K | Chase freedom VS - $5.5K | Citi TY Pref WMC - $21.9K | Coldwater Creek MC - $15K | Discover it - $11.5K | FIA AMEX - $16K | Synchrony Bank/HH Gregg - $10K | LMCU PP VISA - $10K | NFCU cashRewards VS - $30K | NFM (Store Card) - $6K | PFCU Platinum CRV+ - $39K | US Bank Cash+ - $16.5K | US Bank Cash+ - $12.5K | USAA WMC - $20.3K Last HP 24 Oct 14 - Gardening into 2016.
Valued Contributor
-Wade-
Posts: 12,589
Registered: ‎08-13-2013
0

Re: 3 month app spree - Success


Giovanni20 wrote:

Since I had only 3 cards before the app spree and no HP, I decided why not.

 

Barclays Financing - $2,100

Barclays AVG - $2,500

Capital One Quicksilver - $1,500

Chase Freedom - $2,000

BoA Privlilege - $4,200

Amazon Card - $900

 

Capital One Auto Loan - $46,813

Not to shabby for a 21 yr old :smileywink:

 

Credit Slighlty dipped, I guess cause the age of accounts lowered.


Congrats on your success :smileyhappy:

Old user name newportguy*** Current Score: myFico EQ - 806 (04/04/2014) Discover TU Fico - 813 (09/02/2014) myFico EX - 804 ( 07/08/2014 ) ******* Amex - BCP 10 K * Discover - IT 10.5 K * U.S. Bank Cash + Visa Signature 8.8 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ****** FICO 800 Club Member ******* EQ 806 *** TU 813 *** EX 804 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******

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