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AMEX BCE Approved - Limit? Edit: WOW!

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G19OD
Contributor

AMEX BCE Approved - Limit? Edit: WOW!

I tried a search, but couldn't find much. Regardless, I am sure this question has been answered many times, but....

 

I just applied for the AMEX BCE and received the 14 day pending note. Checked again a minute later and it said approved. Is there a way for me to find the limit before the card arrives? I was able to do this with my Chase Freedom, don't know how with AMEX.

 

Thanks y'all.

Message 1 of 20
19 REPLIES 19
LS2982
Mega Contributor

Re: AMEX BCE Approved - Limit?


@G19OD wrote:

I tried a search, but couldn't find much. Regardless, I am sure this question has been answered many times, but....

 

I just applied for the AMEX BCE and received the 14 day pending note. Checked again a minute later and it said approved. Is there a way for me to find the limit before the card arrives? I was able to do this with my Chase Freedom, don't know how with AMEX.

 

Thanks y'all.


You need to call into new accounts

 

1-800-567-1083

 

 




EQ FICO 548 3/3/16
Message 2 of 20
G19OD
Contributor

Re: AMEX BCE Approved - Limit?

Thanks I just did that and WOW.

 

$10,000. They doubled my previously highest limit!

 

So is it true I can ask for a 3x (or 25k?) in 61 days?

Message 3 of 20
tennisfan78
Established Contributor

Re: AMEX BCE Approved - Limit?

Congrats! Thats an awesome limit!!!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 4 of 20
rtw
Established Contributor

Re: AMEX BCE Approved - Limit?

Congrats!


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 5 of 20
webhopper
Moderator Emeritus

Re: AMEX BCE Approved - Limit? Edit: WOW!

Anything over 25k in limit requires a tax transcript... best to ask for 25k instead of 30k
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 6 of 20
Walt_K
Senior Contributor

Re: AMEX BCE Approved - Limit? Edit: WOW!

Anything over 25K in limit generally requires a tax transcript, not always.  But yes, probably best to ask for 25K.  And yes, it can be done in 61 days (though I don't remember if that is from approval or activation).


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Message 7 of 20
KS13
Established Member

Re: AMEX BCE Approved - Limit? Edit: WOW!

Tax transcript? What will that do?

Message 8 of 20
Walt_K
Senior Contributor

Re: AMEX BCE Approved - Limit? Edit: WOW!


@KS13 wrote:

Tax transcript? What will that do?


It's a method of verifying income (which many find overintrusive).


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Message 9 of 20
Epcot
Valued Contributor

Re: AMEX BCE Approved - Limit? Edit: WOW!

Congrats on your approval and excellent CL!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 10 of 20
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