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AMEX Delta Gold Skymiles

New Contributor

AMEX Delta Gold Skymiles

Hi, all. I received a mailer offering 50k bonus miles with this card. Is this a prequalified offer or just an invitation to apply?

Starting Score (5/2017): EQ 528, TU 561, Ex 512
Current Score (9/2017): EQ 659, TU 616, EX 604
Goal Score: 650


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19 REPLIES
Moderator

Re: AMEX Delta Gold Skymiles


Ade1385 wrote:

Hi, all. I received a mailer offering 50k bonus miles with this card. Is this a prequalified offer or just an invitation to apply?


It's a marketing mailer and does not represent any knid of prequalified offer.  If you tell us a little about your credit file, including how old it is, current limits, and most importantly you FICO 08 Experian Score, then we can probably give you some input on whether you would be approved or not.

Moderator

Re: AMEX Delta Gold Skymiles

Actually see your scores in your signature and honestly your EX score is a bit too low right now to get approved for an Amex card.  Need it to be closer to 650 first.

New Contributor

Re: AMEX Delta Gold Skymiles

Thank you!! This is exactly what I needed to hear. They keep sending them, so I figured I would at least inquire on here. I will wait until my EX score is at least 650. 

Starting Score (5/2017): EQ 528, TU 561, Ex 512
Current Score (9/2017): EQ 659, TU 616, EX 604
Goal Score: 650


Take the myFICO Fitness Challenge
Frequent Contributor

Re: AMEX Delta Gold Skymiles

Yeah Irish is right you have to be at least in the 650 EX to get approved for the Amex Delta Gold.
But Do you have a Delta Skymiles membership? And does the mailer include your membership number? The reason why I asked is that a poster here just got approved for that card with $1K SL with a score similar to yours. Her mailer included her skymiles number.

Here's that thread ;


http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Aprroved-for-Cap1-PL/m-p/5024468/thread-id/54...

In the garden 'til 02/2018
Rebuilding since BK7 dc in 01/2011 with FICO8 in the 500s
10/01/17 Fico8 EX 706 EQ 723 TU 700
INQs EX 5 EQ 5 TU 3

Penfed TR Amex $10K | C1 QS $12K | Discover it $7.5K | Discover More (AU) $11.7K | Marvel MC $8K | Barclay Financing Visa $7.2K | BoA CR $2.5K | Blispay $3K | Citi BB Visa (AU) $8K | WalMart $6K
Frequent Contributor

Re: AMEX Delta Gold Skymiles

You should check this site: - Get Pre-Approved with Amex  If it show's up, I'd give it a go.  Probably get a low limit but at least you'll get your foot in the door.

NFCU Cash Rewards - $22,000 -- NFCU CLOC - $15,000
NFCU Flagship - $22,000 -- Nordstrom Retail Card - $4000
Amazon Retail Card - $5000 -- Capital One QS1 - $1,250
Amex Gold Delta - $1000 -- Amex Premier Rewards Gold
Amex Hilton Surpass $1000 -- Discover IT - $5,500
New Contributor

Yes, it included my skymiles number.

Yes, it included my skymiles number.
Starting Score (5/2017): EQ 528, TU 561, Ex 512
Current Score (9/2017): EQ 659, TU 616, EX 604
Goal Score: 650


Take the myFICO Fitness Challenge
New Contributor

Re: AMEX Delta Gold Skymiles

The thread you linked doesn't mention it. Is that the right thread? Also, nothing pops up on amex prequal. That's why I came here first to ask. I found that odd that I would get the mail offer and it not show up on amex's site.
Starting Score (5/2017): EQ 528, TU 561, Ex 512
Current Score (9/2017): EQ 659, TU 616, EX 604
Goal Score: 650


Take the myFICO Fitness Challenge
New Contributor

Re: AMEX Delta Gold Skymiles

Nevermind. I went to the second page and saw it. Lol
Starting Score (5/2017): EQ 528, TU 561, Ex 512
Current Score (9/2017): EQ 659, TU 616, EX 604
Goal Score: 650


Take the myFICO Fitness Challenge
Frequent Contributor

Re: AMEX Delta Gold Skymiles

If you don't mind 1 EX hp then I'd say give it a go! It's probably your Delta membership that got/will get you in Amex via that mailer. Unless something significant changed in your EX CR recently then I think you're in with them. It's your call and do keep us posted. Smiley Happy

In the garden 'til 02/2018
Rebuilding since BK7 dc in 01/2011 with FICO8 in the 500s
10/01/17 Fico8 EX 706 EQ 723 TU 700
INQs EX 5 EQ 5 TU 3

Penfed TR Amex $10K | C1 QS $12K | Discover it $7.5K | Discover More (AU) $11.7K | Marvel MC $8K | Barclay Financing Visa $7.2K | BoA CR $2.5K | Blispay $3K | Citi BB Visa (AU) $8K | WalMart $6K