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Regular Contributor
Posts: 185
Registered: ‎10-05-2010
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Re: AMEX PRE-QUALIFY

I prequalified for the Gold PRG, Blue Cash and I forgot the other one. But when I read the details it says my APR was 17.99. I apped for the Blue Cash and PRG, then I decided a few days later to (cold app) for the Delta Skymiles. Approved for all 3, Sp. Surprised to say the least and my score is (according to the letter I received with my cards) 678 (havent updated my siggy yet with my new FICO's).


Starting Score:EQ 609, EX 597, TU 614 (1/19/17)
Current Score: EQ 685, EX 678, TU 683 (8/12/17)
Goal Score: 700+ across all 3

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Member
Posts: 20
Registered: ‎07-16-2017
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Re: AMEX PRE-QUALIFY

 
Member
Posts: 20
Registered: ‎07-16-2017
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Re: AMEX PRE-QUALIFY

Amex pre was correct for me.
New Contributor
Posts: 68
Registered: ‎01-06-2017
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Re: AMEX PRE-QUALIFY

At the time of my app, my EX was 660 and I was approved for a SL of $1800.  No baddies, really the only issue I had was a thin file (think my AAoA was only 5-6 months).   I'd probably wait until I was at least at 650 before I'd try because even if you are approved, you may get a small SL and if you plan on using the 3X/61 days trick, it's best to wait until you get the biggest SL as possible.  

AMEX Blue Cash | Capital One Platinum | OverStock CC | Quiksilver | Walmart | VS Angel Card | 24k Student Loans |

Starting Scores: 4/1/2017 EQ: 623 TU: 644 EX: 661
Goal: 720 EQ-TU-EX

Gardening till April 2018!


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Established Member
Posts: 42
Registered: ‎07-29-2017
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Re: AMEX PRE-QUALIFY

I don't think you can get approved even if you have a 700 amex seems to not forgive any lates or collections on your report, I had 1 collections 3 years ago and 5 lates from 3 years ago as well and that was the reason that they denied me for a BCE and this was after it went from only green amex pre qual to gold, BCE, EVC pre qual ...and still got denied.....amex prequal is a joke so don't do it if you see you prequal.

Equifax 649 - TransUnion 656 - Experian 644
Cap1 QuickSilver $3,800 / Cap1 QuicksilverONE $500 / Express $1,500 / Chase Freedom Unlimited $4,000 / Discover IT $500 / Credit One $600 / First Premier $700 / First Premier $650 / Walmart MC $700, Open Auto Loan Balance $21,000 / Open Personal Loan Balance $10,000. 1 open collections on my report for $2,000 from 2014.

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