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AMEX SPG Approval and general American Express question...

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awk83
Established Member

AMEX SPG Approval and general American Express question...

So two months ago I was approved for the Amex Gold Delta card and was recently approved for 3X CLI request from $2,000 to $6,000.

 

On Thursday I applied for the Amex Starwood Preferred Guest card and today my "In Progress" status changed to Approved for $2,000!!!

 

I understand that the $25,000 limit before a Financial Review isn't really set in stone but the question I have is this...

 

If I request a limit over $25,000 across multiple cards count the same as $25,000 on one card?

 

So if I have $18,000 on one card (which I will be requesting on the Delta) and let's say $8,000  on another card equaling $26,000 treated the same as a single request over $25,000?

 

Thanks in advance for your help...

Message 1 of 16
15 REPLIES 15
Yankeefan
Valued Member

Re: AMEX SPG Approval and general American Express question...

25k one card and 36k across all trade lines. That's the rumor anyways.

Message 2 of 16
awk83
Established Member

Re: AMEX SPG Approval and general American Express question...

Okay, cool! Thanks for the information...

 

I'm surprised they approved me so soon after the 3X cli... Thanks to everyone here, of course! You guys are the best!

Message 3 of 16
B335is
Moderator Emeritus

Re: AMEX SPG Approval and general American Express question...

Congrats! I am hoping to add this one in January '15.
Message 4 of 16
coldnmn
Mega Contributor

Re: AMEX SPG Approval and general American Express question...

Congrats! Thanks for sharing! 

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 16
GuyInFlorida
Valued Member

Re: AMEX SPG Approval and general American Express question...

I know that they reviewed me for heavy spend on my Platinum Card. It wasn't a full FR, because I didn't get any requests for documents, etc-- but they sent me a letter with a $21.5k limit which later increased to $27k. 

 

I'm the only person I know with a hard limit on an otherwise NPSL card.

Message 6 of 16
GuyInFlorida
Valued Member

Re: AMEX SPG Approval and general American Express question...

Let me add that I have a 10k limit on Amex Blue in addition to the previous post about 27k on Platinum

Message 7 of 16
Anonymous
Not applicable

Re: AMEX SPG Approval and general American Express question...

Congrats!
Message 8 of 16
gdale6
Moderator Emeritus

Re: AMEX SPG Approval and general American Express question...

Grats on your SPG OP Smiley Happy

Message 9 of 16
awk83
Established Member

Re: AMEX SPG Approval and general American Express question...

Thanks so much!

 

As for the Delta with the 3X CLI I used it for all my purchases for two months -- I even let my balances post but paid in full and was approved. 

 

The SPG showed "in progress" for two days but it was approved. 

 

It's pretty exciting!

Message 10 of 16
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