cancel
Showing results for 
Search instead for 
Did you mean: 

AMEX desired CLI approval odds?

tag
Anonymous
Not applicable

Re: AMEX desired CLI approval odds?

is your combined amex cl less or over 40% of you income on file?

Message 11 of 14
Hcontreras
Frequent Contributor

Re: AMEX desired CLI approval odds?


@Anonymous wrote:

is your combined amex cl less or over 40% of you income on file?


It's at about 42%. My combined limit is $33,000. It was kind of strange, because it initially gave me the 7-10 day message. Then, about 5 minutes later I logged in and checked my account online and it already reflected the $18,000 credit limit. I didn't actually get the approval via e-mail until the next day (Yesterday). Then it had me click on a link and go through a "formal consent" page (basically agreeing/ approving the CLI).

In my wallet: AMEX BCE $18k | AMEX ED $19.5k | AMEX EDP $10k | AMEX BCEP $10k | HEFCU $10k | Discover it $8.8k | Capital One QS $9k | Chase Freedom $4.5k | Walmart $3,200 | JCrew $2,350 | Chase Slate (AU) $22k.
Now in the garden...
Current FICO Scores: 783 (EX) | 766 (EQ) | 764 (TU)
Message 12 of 14
aav
Established Contributor

Re: AMEX desired CLI approval odds?

That's great! Amex loves you!

EQ - 834 TU - 823 EX - 822
Amex NPSL Amex BCP - 25,000, Amex EDC - 12000, Diner's Club Premier -35,000, Ritz Carlton - 22,500 Discover 25,100, Chase Reserve -31,000 Total Rewards 13200, Barclay 10000 Citi Diamond P 8,900
Message 13 of 14
Hcontreras
Frequent Contributor

Re: AMEX desired CLI approval odds?


@aav wrote:

That's great! Amex loves you!


I guess they like people who PIF every month. lol.....I literally use my everyday card for everything (personal use -  all bills, etc). Then I use my BCE for all things business related; meals, gas, hotel, everything! I have a company-issued  AMEX corporate card, but I use my BCE instead for all business stuff....Gets me cash back. I expense it at the end of the month and PIF on the BCE. It works out great for me. :-)

In my wallet: AMEX BCE $18k | AMEX ED $19.5k | AMEX EDP $10k | AMEX BCEP $10k | HEFCU $10k | Discover it $8.8k | Capital One QS $9k | Chase Freedom $4.5k | Walmart $3,200 | JCrew $2,350 | Chase Slate (AU) $22k.
Now in the garden...
Current FICO Scores: 783 (EX) | 766 (EQ) | 764 (TU)
Message 14 of 14
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.