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AMEX - no instant approval but wants to speak with me?

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uswala
Senior Contributor

Re: AMEX - no instant approval but wants to speak with me?

Its most probably verification as others already mentioned.

Message 11 of 28
TheGardner
Valued Contributor

Re: AMEX - no instant approval but wants to speak with me?

Good luck, I'm pulling for you!

 

https://www262.americanexpress.com/eaol/welcome.do

 

The status website.

If anyone needs me I will be In The Garden. Goal Score: 760 for all in 2015.
Current FICO Scores EX: 715 EQ: 756 TU: 762
Last APP April 21, 2015.
Victim of The great AMEX HP heist of Dec 1st, 2nd and 3rd of 2014.
Message 12 of 28
NibblesTreats
Frequent Contributor

Re: AMEX - no instant approval but wants to speak with me?

Thanks TheGardner!! 

 

I'll be going back into the garden after this with the plan of not getting any new credit until at least next year when my baddies "fall off" (assuming of course that I don't go full time with my business this year!)

 

thanks for everyones help and encouragement. I appreciate it greatly! Smiley Happy


Starting Score: TU 607, EX 606, EQ 611
Current Score: TU 675, EX 671, EQ 654 - FAKO scores TU 744, EX 735, EQ 728 - I wish these were my real scores!
Goal Score: 750 across the board. Simulator says 806 if I stay on track for 24 months
Message 13 of 28
Anonymous
Not applicable

Re: AMEX - no instant approval but wants to speak with me?


@NibblesTreats wrote:

So I just got approved for a business Simply Cash AMEX so I thought I would try for the BCE on my personal account (since they pull the same information) but I got a

- Thank You for applying for the Blue Cash Everyday® Card from American Express.

In order to provide you with an instant decision, we need to speak with you - message.  Has anyone had experience with this and if so, what was the outcome when you spoke to them?   I'll call them shortly to discuss, but I was hoping to hear some positive feedback prior to doing so! Smiley Happy  Is this a bad thing?

 


Have you heard anything yet about your BCE app?

Message 14 of 28
Billybob_TX
Frequent Contributor

Re: AMEX - no instant approval but wants to speak with me?


@Anonymous wrote:

Congrats


For what? Are you another post count junkie/bot? He hasn't been approved yet if you read anything.

Starting to think most of these "CONGRATS" peeps are just bots. C'mon admins.

Message 15 of 28
Anonymous
Not applicable

Re: AMEX - no instant approval but wants to speak with me?


@Billybob_TX wrote:

@Anonymous wrote:

Congrats


For what? Are you another post count junkie/bot? He hasn't been approved yet if you read anything.

Starting to think most of these "CONGRATS" peeps are just bots. C'mon admins.


Im going to give this one the benefit of the doubt and say perhaps they were issuing congrats for the SimplyCash approval......maybe Smiley Tongue

Message 16 of 28
TheGardner
Valued Contributor

Re: AMEX - no instant approval but wants to speak with me?

No worries, it's encouraged.
If anyone needs me I will be In The Garden. Goal Score: 760 for all in 2015.
Current FICO Scores EX: 715 EQ: 756 TU: 762
Last APP April 21, 2015.
Victim of The great AMEX HP heist of Dec 1st, 2nd and 3rd of 2014.
Message 17 of 28
SunriseEarth
Moderator Emeritus

Re: AMEX - no instant approval but wants to speak with me?


@Billybob_TX wrote:

@Anonymous wrote:

Congrats


For what? Are you another post count junkie/bot? He hasn't been approved yet if you read anything.

Starting to think most of these "CONGRATS" peeps are just bots. C'mon admins.


The "Congrats" are for the OP's SimplyCash approval.   The personal BCE, however, is still pending for the OP.

 

OP, congrats on SimplyCash approval and please keep us updated on BCE.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 18 of 28
darkknight59
Regular Contributor

Re: AMEX - no instant approval but wants to speak with me?

 

@NibblesTreats wrote:

So I just got approved for a business Simply Cash AMEX so I thought I would try for the BCE on my personal account (since they pull the same information) but I got a

- Thank You for applying for the Blue Cash Everyday® Card from American Express.

In order to provide you with an instant decision, we need to speak with you - message.  Has anyone had experience with this and if so, what was the outcome when you spoke to them?   I'll call them shortly to discuss, but I was hoping to hear some positive feedback prior to doing so! Smiley Happy  Is this a bad thing?

 


Had simular situation after applying a day apart for cards. First was instant approved, second required call for verification due to the time between applications. First was instant approved for 15K and second approved while talking to them for verification for 15K. Calling is the thing to do.


NASA FCU 25000 NASA FCU LOC 25000 NFCU Flagship 70,000, CITI Prestige 22000, CITI Premier 7400, Chase Freedom 15000, Amex Green Card, Amex Gold, Amex Every Day 15000, Amex Costco 15000,Amex BCE 15,000, NFCU LOC 15000, Tobyhanna Visa 10,000, Chase Slate 9500, Discover IT Miles 11,000, BOA Travel Rewards 25,000, Barkclay Apple 6000, Zales 5,200 ,Amazon Store 5,000, Paypal SC 5000, Capt 1 Venture 7,250, Cap 1 Plat Pret 5400, Conns' 5,000, NFM 3500, Care Credit 3300,, Barclay Rewards 1500 BML 2,900,
Message 19 of 28
NibblesTreats
Frequent Contributor

Re: AMEX - no instant approval but wants to speak with me?

I have not heard anything more about the BCE card as of yet.  They told me I should have an answer by Tuesday. I'm hoping i haven't heard yet just because it's the weekend?? Smiley Indifferent

 


Starting Score: TU 607, EX 606, EQ 611
Current Score: TU 675, EX 671, EQ 654 - FAKO scores TU 744, EX 735, EQ 728 - I wish these were my real scores!
Goal Score: 750 across the board. Simulator says 806 if I stay on track for 24 months
Message 20 of 28
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