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Hi everyone, I wrote a recent thread on a pre-approval mailer sent to me from SDFCU for their cc, last week I mailed the application back, well yesterday I recieved a message on my answering machine to call back, I called this morning spoke with a rep stating she had some questions to ask, my job title, job telehone number, was I a US citizen, I was then told my card will be mailed in 7-10 days, I asked what my apr was I was placed on hold she came back stating my apr is 8.99% with a 10,000 cl . and no request for pay docs. All I can say is thanks for this forum for all the information and knowledge I have gained throughout the years, as I can remember at one time could not even get a car loan. Also if you want a certain cc card and get a pre-approval for it take a chance as you never know, SDFCU pulled EX report only yesterday fico score pulled yesterday from this forum 729 after inquiry. Thanks again forum.......
Excellent CL and APR Congrats!
Congrats, one of the few US cards with chip&pin capability.
@tray wrote:Hi everyone, I wrote a recent thread on a pre-approval mailer sent to me from SDFCU for their cc, last week I mailed the application back, well yesterday I recieved a message on my answering machine to call back, I called this morning spoke with a rep stating she had some questions to ask, my job title, job telehone number, was I a US citizen, I was then told my card will be mailed in 7-10 days, I asked what my apr was I was placed on hold she came back stating my apr is 8.99% with a 10,000 cl . and no request for pay docs. All I can say is thanks for this forum for all the information and knowledge I have gained throughout the years, as I can remember at one time could not even get a car loan. Also if you want a certain cc card and get a pre-approval for it take a chance as you never know, SDFCU pulled EX report only yesterday fico score pulled yesterday from this forum 729 after inquiry. Thanks again forum.......
Very nice! How many new accounts/inquiries do you have from the last 6 to 12 months?
@UFGuy2006 wrote:
@tray wrote:Hi everyone, I wrote a recent thread on a pre-approval mailer sent to me from SDFCU for their cc, last week I mailed the application back, well yesterday I recieved a message on my answering machine to call back, I called this morning spoke with a rep stating she had some questions to ask, my job title, job telehone number, was I a US citizen, I was then told my card will be mailed in 7-10 days, I asked what my apr was I was placed on hold she came back stating my apr is 8.99% with a 10,000 cl . and no request for pay docs. All I can say is thanks for this forum for all the information and knowledge I have gained throughout the years, as I can remember at one time could not even get a car loan. Also if you want a certain cc card and get a pre-approval for it take a chance as you never know, SDFCU pulled EX report only yesterday fico score pulled yesterday from this forum 729 after inquiry. Thanks again forum.......
Very nice! How many new accounts/inquiries do you have from the last 6 to 12 months?
7 inquiries on EX before app, 4 new accounts
@tray wrote:
@UFGuy2006 wrote:
@tray wrote:Hi everyone, I wrote a recent thread on a pre-approval mailer sent to me from SDFCU for their cc, last week I mailed the application back, well yesterday I recieved a message on my answering machine to call back, I called this morning spoke with a rep stating she had some questions to ask, my job title, job telehone number, was I a US citizen, I was then told my card will be mailed in 7-10 days, I asked what my apr was I was placed on hold she came back stating my apr is 8.99% with a 10,000 cl . and no request for pay docs. All I can say is thanks for this forum for all the information and knowledge I have gained throughout the years, as I can remember at one time could not even get a car loan. Also if you want a certain cc card and get a pre-approval for it take a chance as you never know, SDFCU pulled EX report only yesterday fico score pulled yesterday from this forum 729 after inquiry. Thanks again forum.......
Very nice! How many new accounts/inquiries do you have from the last 6 to 12 months?
7 inquiries on EX before app, 4 new accounts
Wow nice!
That's great, Congrats!