@Anonymous wrote:Thank you for sharing and the advice.
So, this happened...the prequalifier said I prequalified for the Amex Everyday card so I decided to apply online this afternoon. No instant approval, and no denial. My application needs further review. I received an email with my application # saying the same thing. I am assuming it it is a denial, or will lead to one.
Looks like I made the wrong choice so feeling kind of bummed. I'm afraid I will get more denials if I apply with anyone else so may be stuck with just one account for a while. Not sure about reconning since I dont even have a decision yet.
UPDATE: Approved for Amex Everyday card for $6,000. 
Happy pre-birthday to me!
- 11/12/17 - Prequalified for (3) Amex cards through website.
- 11/12-17 - App'd online for Amex Everyday card (at top of the list; Blue sky card not listed).
- 11/13/17 - Received "Welcome to card membership" email, w/link to set up online account when I woke up at 8 am.
- Set up my account, set up notifications, etc.
- SL $6,000...I did not get an 'approval' email, just the 'welcome' email.
@Anonymous wrote:
Possibly but it’s also the weekend and I’m pretty sure underwriters are not there to review applications that aren’t automatically approved until tomorrow morning. Fret not just yet.
Seems you were right.
@Anonymous wrote:
What a way to start your day! Congrats! 🎉🍾🎊. Very nice starting line and the growth potential down the line is huge.
Is there a spend bonus attached?
Thank you!
I am very excited I was approved. I definitely wasn't expecting a $6,000 SL. Does anyone know if Amex still giving 3x CLI after 3 mos.?
@Anonymous wrote:
It’ll rebound when it starts reporting. Amex takes an comparatively long time to report. It’s somewhere in the 2-3 month range.
Is that your true FICO or your FAKO score? FAKOs take fairly hard hits from new inquires and new accounts compared to FICO.
My FICO score from MF.com 3B monitoring.
