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Got denied I think 2 month-ish ago for a CLI, obviously I thought because I had a balance of 1k out of 3k, and it even said it for denial reasons. Was happy last month, because I PIF my balance, and when I requested it a few days ago, it said denial because I have to wait 3 months after initial denial. Wth lol
Anyone have experience with this?
That's policy with Amex. After your first denial you have to wait 91 days to request again. The fact that you just requested prior to the 91 day mark does not reset the clock. Just wait and apply 91 days after your first denial and you should be ok-)