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Amex 2-for-1 application and approvals?

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chalupaman
Super Contributor

Re: Amex 2-for-1 application and approvals?


@B335is wrote:

@alvon123 wrote:

@B335is wrote:

@rlx01 wrote:
This only works for charge + credit.

Two credit = 5 day hold on the 2nd app.

So for charge + credit, I should try to do it the same day?


yes,    I apped for Delta Gold and then minutes later applied for Amex Green and was approved with only 1 hard pull..   Monrhs later I did the same for Amex PRG and AMEX Hilton HHonors with 1 hard pull.


Thanks Alvon.  I think that's what I'll try next time.  I need to close one of my revolving accts (I have 3) and I think 4 is their max.


Which revolving accounts do you have right now? 

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 21 of 25
alvon123
Super Contributor

Re: Amex 2-for-1 application and approvals?


@eft2013 wrote:

@alvon123 wrote:

@B335is wrote:

@rlx01 wrote:
This only works for charge + credit.

Two credit = 5 day hold on the 2nd app.

So for charge + credit, I should try to do it the same day?


yes,    I apped for Delta Gold and then minutes later applied for Amex Green and was approved with only 1 hard pull..   Monrhs later I did the same for Amex PRG and AMEX Hilton HHonors with 1 hard pull.


alvon123, did you apply online or over the phone.  Thanks for info everyone.  I want to get back in with AMEX in the near future. 


I applied online


Message 22 of 25
B335is
Moderator Emeritus

Re: Amex 2-for-1 application and approvals?

Popamode,

I have Delta Platinum, BCE and HHonors Surpass. I might close BCE, i never use it.
Message 23 of 25
mongstradamus
Super Contributor

Re: Amex 2-for-1 application and approvals?


@B335is wrote:
Popamode,

I have Delta Platinum, BCE and HHonors Surpass. I might close BCE, i never use it.

at least move over the balance before you close it. One day i may have to experiment and see if it really is 2 for 1. I may try business spg and business gold one of these days if the signup bonuses are good enough. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 24 of 25
dodgerslv
Valued Contributor

Re: Amex 2-for-1 application and approvals?


@B335is wrote:

It sounds like for the best chance of two approvals for one pull, do one right after the other.  I might try this in January 2015, when I go for my annual backdate card.


+1...it happened with me a couple of weeks back B...i applied for the Everyday and that was instantly approved, about 10 hours later i applied for the SPG and that went into pending until about 4 days later and then changed to approved and till this day it was still 1 HP for both cards even though they held the other application a few days.

gardening since 5/21/2016
Message 25 of 25
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