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Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
0

Re: Amex Approval

Congrats...i will be moving my CL from delta to BCP........using that as my everyday card for now


Regular Contributor
patsfan1453
Posts: 202
Registered: ‎11-04-2012
0

Re: Amex Approval


amercnchopz34 wrote:

Congrats...i will be moving my CL from delta to BCP........using that as my everyday card for now


Do you feel like the fee justifies the rewards?

Amex Everyday 6k || Chase Sapphire 5k || Buypower Card 5k || USAA Wounded Warrior Mastercard 4k || Citi TYP 4.9k|| Citi Forward 5.5k || Discover It 2k || Chase Freedom 5.5k || Walmart 1k || Chase Amazon 1k
Business: Chase ink cash 5k || AMEX Simply Cash 3.8k
Total CLs: 48.7k
Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
0

Re: Amex Approval


patsfan1453 wrote:

amercnchopz34 wrote:

Congrats...i will be moving my CL from delta to BCP........using that as my everyday card for now


Do you feel like the fee justifies the rewards?


As i said earlier..card is not here yet.....when it arrives ,i will start using it  ....,if i dont feel in a year..i will PC  to BCE


Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012
0

Re: Amex Approval

Does the Greeen Card report balance to credit bureaus ??????? 


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Regular Contributor
EandK23
Posts: 178
Registered: ‎09-12-2012
0

Re: Amex Approval

Congrats!  

Established Member
RavenNation
Posts: 16
Registered: ‎11-12-2012
0

Re: Amex Approval

I'm new to this forum but I been reading it a lot lately but I haven't been able to figure out what you mean by "gardening" or "going to the garden". Can someone please enlighten me...
Regular Contributor
patsfan1453
Posts: 202
Registered: ‎11-04-2012
0

Re: Amex Approval

Nuturing your credit score so it grows. Not applying for new credit or other hard pulls. Just focusing on making payments on time.

Amex Everyday 6k || Chase Sapphire 5k || Buypower Card 5k || USAA Wounded Warrior Mastercard 4k || Citi TYP 4.9k|| Citi Forward 5.5k || Discover It 2k || Chase Freedom 5.5k || Walmart 1k || Chase Amazon 1k
Business: Chase ink cash 5k || AMEX Simply Cash 3.8k
Total CLs: 48.7k
Established Member
RavenNation
Posts: 16
Registered: ‎11-12-2012
0

Re: Amex Approval

Oh I see. I kind of figured that but I just needed clarification. I guess that's what I'm going to do now too since I just applied for a Blue Cash Everyday on Saturday. Happy to be approved for a $8000 limit. Can you call Amex to see what credit bureau they pulled from and what your score was?
Valued Contributor
SnackTrader
Posts: 1,566
Registered: ‎09-15-2012
0

Re: Amex Approval

RavenNation, do you mind sharing some of your scores and credit history to help the rest of us who are trying to get approved for BCE?

What other cards do you have? Any baddies? Other limits? Income?

Thanks in advance!

Oh, Here's the link to the Garden Club.

http://ficoforums.myfico.com/t5/Credit-Cards/Garden-Club-Meeting-November-2012/td-p/1675076

In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: Amex Approval

RavenNation; American express should send you a letter in the mail indicating the bureau and score used. They usually pull experian and your score must be.great; because they are known to be chopsticks with their limits. Congrats to all the new amex cardmembers! Welcome to the amex family! See y'all in the garden!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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