Reply
Established Contributor
voidman
Posts: 532
Registered: ‎06-07-2008
0

Amex CLI

Hi I have had Amex card for past 3 years or so start with 10k and a year latter it went up to 12k.. Now it is at 12k for a long long time... I just want to get another 5k in CLI, what would be the best approach to do that?

 

Thanks in advance.

-void
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
0

Re: Amex CLI

[ Edited ]

Log on to your account with them and click the CLI button.

 

Request a limit of $25k.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Established Contributor
voidman
Posts: 532
Registered: ‎06-07-2008
0

Re: Amex CLI

Thanks that was easy... will try it out soon. 

-void
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Amex CLI

Hows your UTI? If its low and since you didnt ask or get a CLI for a while, more than 6 months ago then go online, account management, manage credit line and request a CLI. AMEX will deny or counter offer if eligible.

$100K in Credit
Last Credit Card App: 11/16/13
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
0

Re: Amex CLI

Let us know the results. 

 

If you credit profile is in good shape you should be good to go for the full 25k.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Established Contributor
voidman
Posts: 532
Registered: ‎06-07-2008
0

Re: Amex CLI

My util on the card is low around $500 on amex and 3k in total (1.5k in revolving at 0%apr) with 22k Total credits. I have no immidiate need for credit just thought If I can get better upper limit that will help me with the 1.5k that I am revoling for better UTIL ratio to help the score. Makes sense?

 

I am kinda lasy to get out of my bed to get the card... it is asking for the 4 digit security number on the card. Will try it out soon and will let you know here.  btw is it a soft or hard pull?

-void
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
0

Re: Amex CLI

Likely no pull.

 

They will just use a soft pull that they already have on file.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Established Contributor
voidman
Posts: 532
Registered: ‎06-07-2008
0

Re: Amex CLI

Excellent, armed will all these information I am gona try it out tomorrow morning. 

 

Good night guys. 

-void
Established Contributor
voidman
Posts: 532
Registered: ‎06-07-2008
0

Re: Amex CLI

[ Edited ]

$25k is the new CL!!!

Maybe I should have asked for more :smileyhappy:, I was bit skeptical on 100% increase in CL but I guess it was long pending for me.

 

Before requesting for CLI, I tested with spending ability, I put in 20k and it was approved... not sure if this is any indicator though. 

 

Thanks everyone!

-void
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Amex CLI


voidman wrote:

$25k is the new CL!!!

Maybe I should have asked for more :smileyhappy:, I was bit skeptical on 100% increase in CL but I guess it was long pending for me.

 

Before requesting for CLI, I tested with spending ability, I put in 20k and it was approved... not sure if this is any indicator though. 

 

Thanks everyone!


Where's the party? :smileyvery-happy:

 

Grats!

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}