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So after being approved yesterday for blue cash everyday card with a small $1K limit I decided today to apply for the mercedes Benz credit card (since I own my lovley AMG) I WAS given this decision that I needed to call for instant decision.
I gave them my top honesty to my income assests and retirement account. I have only one name, one adress, one phone number, one Social Security & DOB, and one employer reported on all three Credit bureaus there should be no frauds I dont understand is this better than denial or same thing anyone with similar issue
My first 2 AMEX apps were instant back to back approvals over a year ago. Didn't have to call, same HP.
However my last 2 (in March) weren't instant and they were back to back as well. Each time I got the 7-10 days message and when I called in, I was told they needed to verify. Was approved both times after verification. Same HP also.
I wouldn't worry, just call them. Good luck!
Last year I did a Green and BCP back-to-back and both were instant-approved.
Fast-forward to last week and I applied for a Delta Gold which was instant-approved, then I went for a PRG which gave me the message "We need you to call".
I had a bit of a difficult time getting through to them, but once I got to a CSR it was approved. It appears that recently they've been asking many of us to call in for a second app, even if it's not the same card type (which in the past didn't require a phone call).
Note that several people have reported that applications for two revolvers still require five days between approvals. (This doesn't apply to the OP in this thread; I'm just sharing for anybody else that it might apply to.)
OP, good luck on your application!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Thummel this my credit score