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Another Walmart Store card to Walmart Discover card question. -sorry-

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armbenderc
Valued Contributor

Another Walmart Store card to Walmart Discover card question. -sorry-

I have my walmart credit card since sept '11 with starting credit of $600. I have been getting auto CL increase to 1000, 1600, and now, $2900.

 

My balance is $300.

 

My question is why am I not getting upgrade to discover yet?

 

Thanks.

 

 

 

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 1 of 43
42 REPLIES 42
scarrollprint
Frequent Contributor

Re: Another Walmart Store card to Walmart Discover card question. -sorry-

I heard the minimum was 1 year.

 

Your just at the year mark now. And its also based on your overall credit score. You could call and ask for a PC



Current: Eq- 624 Ex - 631 (lender pulled) TU - 661 (lender pulled)
Goal 700+ across all three
Message 2 of 43
armbenderc
Valued Contributor

Re: Another Walmart Store card to Walmart Discover card question. -sorry-

At the Walmart Credit card site, my FICO is 699.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 3 of 43
youngandcreditwrthy
Senior Contributor

Re: Another Walmart Store card to Walmart Discover card question. -sorry-

I'd say bc it hasn't been long enough. I got GE upgrades exacty two years after having accounts always paid on time, though not always in full. Be sure to have your acct balance at 0 the 24th month you have it open. Got both of my upgrades that way....your current scores matter too, mine were 670'ish when I was upgraded. Also, pay more than the min pmt.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 4 of 43
compassion101
Established Contributor

Re: Another Walmart Store card to Walmart Discover card question. -sorry-

Are both cards issued by GE?

 

 

Message 5 of 43
youngandcreditwrthy
Senior Contributor

Re: Another Walmart Store card to Walmart Discover card question. -sorry-

Yes, they are.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 6 of 43
texasman07
Established Contributor

Re: Another Walmart Store card to Walmart Discover card question. -sorry-

Mine just auto cli to 2200 and have had it 2.2 years! Can I call to PC?
Message 7 of 43
Anonymous
Not applicable

Re: Another Walmart Store card to Walmart Discover card question. -sorry-

How often does Walmart auto CLI? And is it better to let it do that or call every 4-5 months? 

Message 8 of 43
armbenderc
Valued Contributor

Re: Another Walmart Store card to Walmart Discover card question. -sorry-

Seems like every 3 months for me: 600, 800, 1600, 2900.

 

No luck on the Discover upgrade yet.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 9 of 43
Anonymous
Not applicable

Re: Another Walmart Store card to Walmart Discover card question. -sorry-

I recently tried to get them to bump up my limit after just receiveing my card. I was denied. The letter said it was because of my lack of history with the current credit line of $600.00. Now it's time to let it grow on it's own.  Maybe it will be in the $1500. - $2000. range by this time next year.

Message 10 of 43
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