With some paperwork it may be hard to find, but whenever you get an approval or denial the creditor will tell you which bureau was pulled when looking at your file, and the score they pulled at the time of their decision. There may be other 'factors' they include with this information.
Do they immediately show you who pulled and the score when they approve you, or do I have to call them? Chase hasn't shown us that info anywhere for either mine or SO's card, at approval or in the paperwork. I know it's not that big a deal. I've just been wondering where everyone gets their info.
Thank you for answering all my newbie questions. I'm waiting for the big chunks I paid to my cards this month to be reported, making my numbers as strong as they can be right now. Then I will do my apps. Hopefully, it will be soon.
Good luck, mo813. As far as updates, Cap1, Chase, and Amex normally post for me 3 days after my statements cut, Navy just took two days but is also new so still learning. Most creditors have a similar window for reporting
