No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Good afternoon,
Just a little background. I was a victim of ID Theft and it was so bad my ssn was changed. I have limited credit, I currently have an auto loan (1 yr old) and a secured cc for about 8 months. My fico scores are Equifax 8 (738) TransUnion (648) Experian (723). I applied for Capital One cc and it didn't give me a decision it said y can take 7 days to receive it through the mail and sometimes 10 days. Does this mean it is a denial? I'm confused because usually it will say approved or denied right? Can someone shed some light please? Thank you in advance!
@Anonymous wrote:Good afternoon,
Just a little background. I was a victim of ID Theft and it was so bad my ssn was changed. I have limited credit, I currently have an auto loan (1 yr old) and a secured cc for about 8 months. My fico scores are Equifax 8 (738) TransUnion (648) Experian (723). I applied for Capital One cc and it didn't give me a decision it said y can take 7 days to receive it through the mail and sometimes 10 days. Does this mean it is a denial? I'm confused because usually it will say approved or denied right? Can someone shed some light please? Thank you in advance!
The 7-10 day message is not necessarily a denial. I too received the 7-10 day message when I applied for my first card after BK7 with them last year. They called me that night to verify my identity. They told me I can check on the status of the app in a couple of days. A couple of days later, I checked and was approved.
Hope me this helps and good luck!!
Edited to Add: How can I forget to say ---Welcome to the forums. Tons of great info here!
yeah that 7-10 days message not necessarily be a denial. they just needs some verification or so. did you try calling them to check the status?