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Applied while CR frozen? So now what?

Senior Contributor

Re: Applied while CR frozen? So now what?

Always best to get those computer approvals over the human ones IMO. You probably would have been approved. If the reports weren't frozen.

FICO 8 Scores EQ=754 TU=774 EX=766 (INQ) EQ=16 TU=14 EX=15 TCL=$500K+
Message 11 of 13
Valued Contributor

Re: Applied while CR frozen? So now what?


AverageJoesCredit wrote:
This is good example why Chase is a tuff nut to crack sometimes, you either dont make the 5/24 squad or you have 2 many inqs team. On top of double pulls, almost as bad as going the triple route for Cap One lolSmiley Wink

I think the problem here was the procedure. Instead of calling the backdoor number, op should have just called the regular application line after unfreezing their reports. They might have stood a chance with a computer approval, but having a human do the first approval gave their report too much scrutiny. Smiley Frustrated



Starting scores: 552 EQ, 570 TU, 558 EX Current scores (9/29/17): 746 EQ 721 TU 719 EX
Message 12 of 13
New Contributor

Re: Applied while CR frozen? So now what?

I agree

Cap 1 Venture (14k) ~ Fifth Third Truly Simple (12k) ~ Fifth Third Simple #2 (10k) ~ Fifth Third Trio (10k) ~ AMEX ED (10k) ~ Huntington Voice 3x Reward (10k) ~ Huntington Voice APR (10k) ~ Discover IT (7.5k) ~ PENFED Power Cash (10k) ~ PENFED Platinum Reward (10k) ~ Gardner White Comenity (6.8k) ~ Chase Freedom (6k) ~ Wells Fargo Plat (5k) ~ Amazon (5k) ~ Sams Club (5k) ~ Alliant (5k) ~ Kohls (3k) ~ Marvel (3k) ~ DICKS (2.2k) ~ Flagstar (2k) ~Cap 1 Plat (1.6k) ~ CITI Simpl (1k) ~ AMEX BCE (1k) ~~ TCL $157,000
F8 EX 600 (3/17)
F8: EQ 745, TU 754, EX 741 (8/17)
~~ UTIL 2% INQ 8 (12 mo)
Message 13 of 13