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Hey everyone. I would like to apply for BCP however I have a fraud alert on my credit report. I applied last month with a score of about 680 and was declined when I called in over the phone. They did not give me a reason and they said that they would mail me a reason. I did not receive a response period I would like to know what the score in the low 700 and a fraud alert on my report, could I get approved if I call in or attempt to apply online?
Before you try to reapply, Id call them back, tell them you never received the letter and could they please remail it.
I have an extended fraud alert. They THANKED me for having a fraud alert.
Make sure your phone number is on your fraud alert. If they don't have a way to contact you (or don't reach you at the number listed), they will not send anything, as they assume it is fraudulent.