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Approved - US Bank Cash+

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Involver
Valued Contributor

Approved - US Bank Cash+

Been waffling on this one for a few weeks, decided to go for it today.  

 

Went on lunch and applied in branch.  Instant approval for $11k.  

 

Assuming they pulled TU, at time of app my 08 was 784 with 2% util.  0 INQs.

 

 

Message 1 of 17
16 REPLIES 16
coldnmn
Mega Contributor

Re: Approved - US Bank Cash+

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 17
MsLadyRover
Valued Contributor

Re: Approved - US Bank Cash+

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 3 of 17
gdale6
Moderator Emeritus

Re: Approved - US Bank Cash+


@Involver wrote:

Been waffling on this one for a few weeks, decided to go for it today.  

 

Went on lunch and applied in branch.  Instant approval for $11k.  

 

Assuming they pulled TU, at time of app my 08 was 784 with 2% util.  0 INQs.

 

 


Excellent, grats on your approval Smiley Happy

Message 4 of 17
dabossman
Contributor

Re: Approved - US Bank Cash+

What's your income so I can compare... If you don't mind me asking
Mouse over for Limits, Sorted Oldest to Newest
Message 5 of 17
B335is
Moderator Emeritus

Re: Approved - US Bank Cash+

Congrats, nice limit too!

Message 6 of 17
BigBS
Senior Contributor

Re: Approved - US Bank Cash+

Congrats!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 7 of 17
kevinjjc
Valued Contributor

Re: Approved - US Bank Cash+

Congrats! What APR did you get?

Message 8 of 17
Involver
Valued Contributor

Re: Approved - US Bank Cash+


@dabossman wrote:
What's your income so I can compare... If you don't mind me asking

57,600

 

re: APR, I do not know - the teller only told me I was approved and for what CL.  I was kind of surprised they gave me such a high line so I honestly forgot to ask.  I think I might call today to see and also see if they will give me the TU04 FICO that pulled from my report.

Message 9 of 17
alvon123
Super Contributor

Re: Approved - US Bank Cash+

congrats


Message 10 of 17
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