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Browse credit cards from a variety of issuers to see if there's a better card for you.
also I do not have any student loans, mortgages, or auto loans on my profile past or present
you're welcome... also be aware that most people say Barclay's is inquiry sensitive. I have about 4 showing on my Transunion file. 3 of them are from this year. But I wouldnt appy if u have a ton of inquiries (especially ones that are close together) they may approve the card and cancel after (really hoping this doesnt happen to me actually)
good luck!
I was just looking through all of the Barclay's cards. Their Rewards card would probably be the one that I'd go for next. Their cards seem to be popular but one thing that I noticed is they don't have many with low interest rates. I saw one at 8% variable. The rest were 14.99, 19.99 and 24.99%.
I have 24 inquires on my TU report, and was approved today for a $2000.00 CL on a Barclays reward card. Granted, I only have 3 inquires in the past year... 17 of them will be 2 years old by December also.....
I also have many 30,60,120+ days lates on many old accounts that will be falling off in April/May of next year. Two collections showing on TU, both paid, and both also older than 5 years. Current 2.5-3 years, has been PERFECT on 6 revolving accounts, and 4 auto loans. (Only one small auto loan currently)