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Super Contributor
Ron1
Posts: 5,105
Registered: ‎05-23-2009
0

Re: Approved for Best Buy MC Reward Zone!......

I don't think they have RZMC Gold with AF any more. They only have RZMC Platinum with No AF and store cards.

 

 

Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
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Re: Approved for Best Buy MC Reward Zone!......

[ Edited ]

That's what I was seeing too, but it seems like people have recently reported getting plan B RZ MC.

 

Though, I am not sure how that would be possible since it is not disclosed in the terms.

 

It would be a great move to get rid of the AF version.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
New Contributor
omgitsphilly
Posts: 66
Registered: ‎01-06-2013
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Re: Approved for Best Buy MC Reward Zone!......

Congratulations. 

 

I just got approved for Best Buy Store card. Actually just got the letter today saying my card is on the way. Say credit score 675.... , but its because i have alot of utilization on some cards... so it dropped. I was well over 700 last month. 

 

Ill let everyone know what account type i have as well. 

Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
0

Re: Approved for Best Buy MC Reward Zone!......

@ Ron

 

Do you think if they eliminated the plan B MC that they will basically just shut out the sub prime applicant they would have otherwise had? Or will they give them the store card?

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Super Contributor
Ron1
Posts: 5,105
Registered: ‎05-23-2009
0

Re: Approved for Best Buy MC Reward Zone!......


Dustink wrote:

@ Ron

 

Do you think if they eliminated the plan B MC that they will basically just shut out the sub prime applicant they would have otherwise had? Or will they give them the store card?


I don't know they will. The applicant will qualify for RZMC Platinum (prime card) or store card (Plan A or Plan B).  I haven't seen anyone got approved for RZMC Gold lately. I could be wrong.  I haven't seen those RZMC Gold ($100 CL) w/$59 AF. It was a couple of years ago when they were HSBC.  

 

 

Ron.

Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
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Re: Approved for Best Buy MC Reward Zone!......


Ron1 wrote:

Dustink wrote:

@ Ron

 

Do you think if they eliminated the plan B MC that they will basically just shut out the sub prime applicant they would have otherwise had? Or will they give them the store card?


I don't know they will. The applicant will qualify for RZMC Platinum (prime card) or store card (Plan A or Plan B).  I haven't seen anyone got approved for RZMC Gold lately. I could be wrong.  I haven't seen those RZMC Gold ($100 CL) w/$59 AF. It was a couple of years ago when they were HSBC.  

 

 

Ron.


I mostly notice the $500 credit limit with a $39 AF.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Senior Contributor
BearsAndTurtlesRtheBest
Posts: 3,580
Registered: ‎10-02-2012
0

Re: Approved for Best Buy MC Reward Zone!......

I am currently on my dads cards as AU, and have wished to have a card of my own under my name. Congrats on approval!!

$1,000$600 "Two credit cards is all I need"
EX FICO 627, EQ FICO 622, TU FICO 629, No Delinquencies of any Sort, Gardening Since 10-14-14
Regular Contributor
sonson
Posts: 241
Registered: ‎12-04-2009
0

Re: Approved for Best Buy MC Reward Zone!......

congrats on the new card


Starting Score: EQ 548 [ Feb 2010 ]
Current Score: TU 663 EQ 686
Goal Score: 700


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Frequent Contributor
prolificjinx23
Posts: 291
Registered: ‎02-05-2011
0

Re: Approved for Best Buy MC Reward Zone!......

I have BB store card with the $500 credit limit & $39 AF....... What does make mine besides a sock drawer liner?



Starting Score: EQ 414 (01/05/11), TU 422 (01/05/11), EX ???
Current Score: ALL FICO's: EQ 654 (04/17/13), TU 641(03/04/13), EX 638 (03/20/13 - AMEX SOFT PULL)
Goal Score: ABOVE 680 ALL 3
Current Cards: Too many!!! App Free since 04/19/13 & NOT APPING until 04/2014....
Super Contributor
Ron1
Posts: 5,105
Registered: ‎05-23-2009
0

Re: Approved for Best Buy MC Reward Zone!......


prolificjinx23 wrote:

I have BB store card with the $500 credit limit & $39 AF....... What does make mine besides a sock drawer liner?


I didn't know they charge AF on their store card. I thought it has no AF. :smileysurprised:

 

 

Ron.


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