Re: Approved for Chase Freedom!

Polkadots79 · ‎02-15-2013

I've been hesitant to apply for any credit card for so long, but finally went for it...and approved with $3,000 cl!

This is an accomplishment because I've built my score from 400s to 680. (Equifax) over the past seven or so years. I made poor decisions in college and had to slowly build it back up. I'm pretty much debt free besides a small student loan. Actually, considering a purchasing a home within the next year or so.

Anyway, thought I'd share.

Polkadots79 · ‎02-15-2013

...also approved for AMEX Green charge card a few months back.

_jb_ · ‎02-15-2013

Awesome. The freedom has some great quarterly rewards - it's on my short list (6 months from now).

Starting Scores: myFICO EQ: 678, myFICO TU: 676, myFICO EX: 678 (01/2013)
Latest Scores: myFICO EQ: 789, myFICO TU: 782, myFICO EX: 788
My Wallet: American Express BCE, NFCU cashRewards, Capital One Quicksilver, Discover It, Chase Freedom, Chase Amazon Rewards
Gardening since 02/07/17

Epcot · ‎02-15-2013

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841

BearsAndTurtlesRtheBest · ‎02-15-2013

WOW $3k CL with a 680 score!?!?! Not bad at all its pays off to rebuild it might tak eits time but at the end youll have results like he one rigth here. Congrats!!!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019

Bobert22 · ‎02-15-2013

Congratulations! Nicely done!

Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)

Polkadots79 · ‎02-15-2013

I was shocked when I called and she said the $3,000 with my score. I'm basically debt free with the exception of a student loan and have no plans to build much of a balance on any credit card, but was encouraging! I've applinothing almost nothing during the seven years, so maybe that paid off to my advantage.

thom02099 · ‎02-15-2013

Congrats! Not only on the Freedom, but also on the AMEX, as well as going from the 400s to where you are today! Wooo HOOOOO!!

Shuckman00 · ‎02-15-2013

Congrats on the Chase card

Experion: 643 lender pulled 2-8-2013
TransUnion: 649 lender pulled 2-8-2013
Equifax:646 lender pulled 2-8-2013

elpo9 · ‎02-15-2013

Congrats! Freedom is my favorite card. You'll love all the cash back

Starting Score: 608 (2015) ~~702 (2012), 653 (2011)~~
Current Score: ~~685~~ ~~699 8/6/11~~ ~~717 8/30/11~~ ~~712 12/6/11~~ ~~714 across the board 1/12/12~~ 685 EX FICO 3/1/14
2018 Goal Score: 715

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Approved for Chase Freedom!