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Established Member
Polkadots79
Posts: 11
Registered: ‎11-08-2007
0

Approved for Chase Freedom!

I've been hesitant to apply for any credit card for so long, but finally went for it...and approved with $3,000 cl!

 

This is an accomplishment because I've built my score from 400s to 680. (Equifax) over the past seven or so years. I made poor decisions in college and had to slowly build it back up. I'm pretty much debt free besides a small student loan. Actually, considering a purchasing a home within the next year or so. 

 

Anyway, thought I'd share. :smileyhappy:

Established Member
Polkadots79
Posts: 11
Registered: ‎11-08-2007
0

Re: Approved for Chase Freedom!

...also approved for AMEX Green charge card a few months back. 

Frequent Contributor
_jb_
Posts: 317
Registered: ‎01-16-2013
0

Re: Approved for Chase Freedom!

Awesome. The freedom has some great quarterly rewards - it's on my short list (6 months from now).


Starting Scores: myFICO EX: ???, myFICO EQ: 678, myFICO TU: 676 (01/2013)
Latest Scores: myFICO EX: 699, myFICO EQ: 700, myFICO TU: 699
My Wallet: Chase Sapphire Preferred, Discover It, NFCU cashRewards, Capital One Quicksilver, Chase Amazon Rewards
Gardening since 02/19/13
Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: Approved for Chase Freedom!

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Senior Contributor
BearsAndTurtlesRtheBest
Posts: 3,570
Registered: ‎10-02-2012
0

Re: Approved for Chase Freedom!

WOW $3k CL with a 680 score!?!?! Not bad at all its pays off to rebuild it might tak eits time but at the end youll have results like he one rigth here. Congrats!!!

$1,000$600
EX FICO---, EQ FICO---, TU FICO 603, Gardening Since 10-05-14
Contributor
Bobert22
Posts: 236
Registered: ‎01-20-2013
0

Re: Approved for Chase Freedom!

Congratulations! Nicely done!

Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Established Member
Polkadots79
Posts: 11
Registered: ‎11-08-2007
0

Re: Approved for Chase Freedom!

I was shocked when I called and she said the $3,000 with my score. I'm basically debt free with the exception of a student loan and have no plans to build much of a balance on any credit card, but was encouraging! I've applinothing almost nothing during the seven years, so maybe that paid off to my advantage.

 

 

Valued Contributor
thom02099
Posts: 1,326
Registered: ‎08-30-2011
0

Re: Approved for Chase Freedom!

Congrats!  Not only on the Freedom, but also on the AMEX, as well as going from the 400s to where you are today!    Wooo HOOOOO!!

AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 768 EQ = 828 TU = 834 - June/2014
Established Member
Shuckman00
Posts: 19
Registered: ‎02-04-2013
0

Re: Approved for Chase Freedom!

Congrats on the Chase card

Experion: 643 lender pulled 2-8-2013
TransUnion: 649 lender pulled 2-8-2013
Equifax:646 lender pulled 2-8-2013
Contributor
elpo9
Posts: 80
Registered: ‎08-02-2011
0

Re: Approved for Chase Freedom!

Congrats! Freedom is my favorite card. You'll love all the cash back :smileyhappy:

BoA 1-2-3 Rewards (2500) | Freedom Visa (2400) | DM (2500) | AMEX PRG (7000) | Amazon.com Store Card (1800) | Cap1 ($750) | Gardening til mid-summer 2014 for that Delta Platinum AMEX

Starting Score: 702 (2012) 653 (2011)
Current Score: 685 699 8/6/11 717 8/30/11 712 12/6/11 714 across the board 1/12/12 685 EX FICO 3/1/14
2013 Goal Score: 755


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