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Contributor
528491
Posts: 90
Registered: ‎10-13-2012
0

Approved for NFL Visa!

I had apped for this card a couple of times already in the past 6 months, but was declined. Well, today I saw that the $200 offer was back, and I couldn't resist trying again.

I was immediately given the 7-10 business day message. I then checked the status, and saw that I was declined again. However, after calling up their recon number, I was approved for a $500 limit. :smileyhappy: Do I wish it was higher? Yes, but at least I have a Visa card now, and I probably won't be putting more than about $250 per month on it anyway.

How likely am I to be approved for the Amex Delta Gold next month? I've been told it's the easiest Amex credit card to get, and I'd like to take advantage of backdating.

 


     $1500            $1500             $2500             $2500             NPSL         
Starting EQ: 646 - Current EQ: 693 - Goal EQ for 12/2013: >720
Gardening from 7/2013 until 1/2014
Valued Contributor
Jutz
Posts: 1,216
Registered: ‎05-10-2012
0

Re: Approved for NFL Visa!

Well, if you're applying next month for AMEX for the backdating, you can apply the other 11 months of 2013 for the same effect.  Probably should have held off on the Barclays and just apped for Delta in a couple weeks before the end of 2012

  • Current: EQ FICO 694, TU FICO 695, EX FICO 698 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $29,500
  • Inquiries (12 Months): EQ 6 TU 3 EX 6 | Most Recent: 1/21/2014
Chase Freedom $5000
DCU Visa $10000
Capital One QS $2000
AMEX BCE $1000
Lowe's CC $8500
WalMart CC $2400
BOA Platinum $600
AMEX Gold NPSL
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Approved for NFL Visa!

Congrats on your approval

Contributor
528491
Posts: 90
Registered: ‎10-13-2012
0

Re: Approved for NFL Visa!

Well, I already have the Amex Zync, so if I apped for the Delta Gold in January, it should show up as opened January 2012, whereas if I wait until later in the year, it would show up as opened in whatever month I apply in. I may just wait until January 2014 if I get declined next month, since it'll be the same effect.


     $1500            $1500             $2500             $2500             NPSL         
Starting EQ: 646 - Current EQ: 693 - Goal EQ for 12/2013: >720
Gardening from 7/2013 until 1/2014
Valued Contributor
Jutz
Posts: 1,216
Registered: ‎05-10-2012
0

Re: Approved for NFL Visa!


528491 wrote:

Well, I already have the Amex Zync, so if I apped for the Delta Gold in January, it should show up as opened January 2012, whereas if I wait until later in the year, it would show up as opened in whatever month I apply in. I may just wait until January 2014 if I get declined next month, since it'll be the same effect.


Didn't notice the Zync in the sig!  Nice!

  • Current: EQ FICO 694, TU FICO 695, EX FICO 698 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $29,500
  • Inquiries (12 Months): EQ 6 TU 3 EX 6 | Most Recent: 1/21/2014
Chase Freedom $5000
DCU Visa $10000
Capital One QS $2000
AMEX BCE $1000
Lowe's CC $8500
WalMart CC $2400
BOA Platinum $600
AMEX Gold NPSL
Regular Contributor
aplast
Posts: 150
Registered: ‎06-20-2012
0

Re: Approved for NFL Visa!

You got the Texans card right? :smileyhappy: Sorry, had to give a shout for my team! Congrats on the positive tradeline established!

American Express Green - NPSL, Sams Club Discover - 4000, Paypal Smart Connect - 4000, Capital One - 3500, Barclaycard Visa - 2500, Walmart - 1500, Discover IT - 1000, Ashley Furniture Home Store - 1000, Care Credit - 1000.
Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: Approved for NFL Visa!

Congrats on the successful recon!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13

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