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Approved for husqvarna card

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coldnmn
Mega Contributor

Approved for husqvarna card

I bought a new mz5424s Husqvarna zero turn mower 48 months 0% approved for $5k.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 1 of 20
19 REPLIES 19
Ron1
Super Contributor

Re: Approved for husqvarna card

Congrats !!!

 

Ron.

Message 2 of 20
chalupaman
Super Contributor

Re: Approved for husqvarna card

Congrats.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 3 of 20
B335is
Moderator Emeritus

Re: Approved for husqvarna card

Congrats coldnmn!
Message 4 of 20
Anonymous
Not applicable

Re: Approved for husqvarna card

Congrats!
Message 5 of 20
BearsAndTurtlesRtheBest
Senior Contributor

Re: Approved for husqvarna card

How close were you to the 1 year mark on gardening?

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 6 of 20
coldnmn
Mega Contributor

Re: Approved for husqvarna card


@BearsAndTurtlesRtheBest wrote:

How close were you to the 1 year mark on gardening?


A little under 3 months I needed a new mower so it was a card I needed to get 0% for 48 months. I only had 1 inquiry on each credit report. Now I have 3 on TU as I also applied for the Sallie Mae card. I was pressing my luck there as my income is low compared to available credit. I still haven't heard if I'm approved I checked but still processing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 7 of 20
BearsAndTurtlesRtheBest
Senior Contributor

Re: Approved for husqvarna card

 


@coldnmn wrote:

@BearsAndTurtlesRtheBest wrote:

How close were you to the 1 year mark on gardening?


A little under 3 months I needed a new mower so it was a card I needed to get 0% for 48 months. I only had 1 inquiry on each credit report. Now I have 3 as I also applied for the Sallie Mae card. I was pressing my luck there as my income is low compared to available credit. I still haven't heard if I'm approved I checked but still processing.


Does ACE offer any financing when doing a big purchase?

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 8 of 20
coldnmn
Mega Contributor

Re: Approved for husqvarna card


@BearsAndTurtlesRtheBest wrote:

 


@coldnmn wrote:

@BearsAndTurtlesRtheBest wrote:

How close were you to the 1 year mark on gardening?


A little under 3 months I needed a new mower so it was a card I needed to get 0% for 48 months. I only had 1 inquiry on each credit report. Now I have 3 on TU as I also applied for the Sallie Mae card. I was pressing my luck there as my income is low compared to available credit. I still haven't heard if I'm approved I checked but still processing.


Does ACE offer any financing when doing a big purchase?


No It was my first card with a decent CL. I do a lot of shopping there.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 9 of 20
myjourney
Super Contributor

Re: Approved for husqvarna card


@coldnmn wrote:

I bought a new mz5424s Husqvarna zero turn mower 48 months 0% approved for $5k.


Congrats Cold 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 10 of 20
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