Re: BCE Approved Finally

stema8701 · ‎03-25-2013

I had the AMEX ZYNC Hard Limit since 2011 and finally closed it last month. I've been applying with AMEX every month since it's a soft if you are card member and I was declined everytime. Nothing has really changed in my credit since my last app in early February except the closure of the Zync. Glad to say my hardwork has finally paid off and was approved for a 10K Limit. No 3X for this guy. I'm fine with my 10K..LOL.. . Thanks to the valuable knowledge that I've learned on this forum.

Starting Score: 600
Current Score:EX FICO 741 EQ FICO 763 TU FICO 730
Goal Score: 800
NFCU Cash Rewards Sig (23K), Amex BCP(10K), Delta Reserve (20K) Discover IT(8K), CITI HHonors(10K), CSP (8K), CITI TYP(6.5K) CITI American Airlines (9K), Amazon Store Card(4K), Chase SW (4.5K)

09Lexie · ‎03-25-2013

Congrats!

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lg8302ch · ‎03-25-2013

Congrats! Nice starting CL

FocusedAndDetermined · ‎03-25-2013

Congrats on the card and nice limit!

BCGCredit · ‎03-25-2013

Congrats!!!

ObeyJohnny12 · ‎03-25-2013

Congrats! This card is def. in my list for next year. Hope to get an awesome cl like you.

Wells Fargo Secured - 7k
Opensky - 5k
Rebuilding One Day At A Time.

armbenderc · ‎03-25-2013

@stema8701 wrote:
I had the AMEX ZYNC Hard Limit since 2011 and finally closed it last month. I've been applying with AMEX every month since it's a soft if you are card member and I was declined everytime. Nothing has really changed in my credit since my last app in early February except the closure of the Zync. Glad to say my hardwork has finally paid off and was approved for a 10K Limit. No 3X for this guy. I'm fine with my 10K..LOL.. . Thanks to the valuable knowledge that I've learned on this forum.

I still would 3x to 25k after 61 days.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%

Epcot · ‎03-25-2013

Congrats on the approval and nice CL!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841

Pilotdude · ‎03-25-2013

Woohoo!!! Awesome! Congrats!!

NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000

myjourney · ‎03-25-2013

@stema8701 wrote:
I had the AMEX ZYNC Hard Limit since 2011 and finally closed it last month. I've been applying with AMEX every month since it's a soft if you are card member and I was declined everytime. Nothing has really changed in my credit since my last app in early February except the closure of the Zync. Glad to say my hardwork has finally paid off and was approved for a 10K Limit. No 3X for this guy. I'm fine with my 10K..LOL.. . Thanks to the valuable knowledge that I've learned on this forum.

Nice congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

BCE Approved Finally

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BCE Approved Finally