BMW Visa - SLOW

[Creditaddict]

I submitted an app for the credit card OVER a week ago (like 10 days!) when there was this small chance I was going to lease one for my partner... JUST NOW! They always this slow!?

Credit Inquiry

Alert Date:

6/27/2015 5:48:50 AM

Company:

BMW BANK OF NORTH AMERICA

Company Phone:

(614) 718-6900

Company Address:

5550 BRITTON PKWY

HILLIARD, OH 430267456

Alert Reported by:

Experian

[IaBoy62]

Wow! You can lease the car in an hour or three!

[FinStar]

Yup, IIRC they are pretty slow.

[waynes1982]

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@Creditaddict wrote:

I submitted an app for the credit card OVER a week ago (like 10 days!) when there was this small chance I was going to lease one for my partner... JUST NOW! They always this slow!?

Credit Inquiry

Alert Date:

6/27/2015 5:48:50 AM

Company:

BMW BANK OF NORTH AMERICA

Company Phone:

(614) 718-6900

Company Address:

5550 BRITTON PKWY

HILLIARD, OH 430267456

Alert Reported by:

Experian

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It took them over a month when I did mine last November when I bought my 2015 X5.  They approved me for 1k, when all my other limits are in the 10-25K rage as well.  I tried for an increase and they said I need to use the card more for them to increase it.

[CreditCuriosity]

@waynes1982 wrote:

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@Creditaddict wrote:

I submitted an app for the credit card OVER a week ago (like 10 days!) when there was this small chance I was going to lease one for my partner... JUST NOW! They always this slow!?

Credit Inquiry

Alert Date:

6/27/2015 5:48:50 AM

Company:

BMW BANK OF NORTH AMERICA

Company Phone:

(614) 718-6900

Company Address:

5550 BRITTON PKWY

HILLIARD, OH 430267456

Alert Reported by:

Experian

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It took them over a month when I did mine last November when I bought my 2015 X5.  They approved me for 1k, when all my other limits are in the 10-25K rage as well.  I tried for an increase and they said I need to use the card more for them to increase it.

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Wow that is a conservative CL, especially with the car you just bought and your other CC limits

[B335is]

Yeah BMW credit card does everything at a snails pace. I didn't even bother when I leased my last one.

[Anonymous]

I seen this and was very tempted.  Decided to wait until I get my next Bimmer before I app.  That is slow.  I figured when I go for another car/loan, I would app then.  

[Anonymous]

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@waynes1982 wrote:

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@Creditaddict wrote:

I submitted an app for the credit card OVER a week ago (like 10 days!) when there was this small chance I was going to lease one for my partner... JUST NOW! They always this slow!?

Credit Inquiry

Alert Date:

6/27/2015 5:48:50 AM

Company:

BMW BANK OF NORTH AMERICA

Company Phone:

(614) 718-6900

Company Address:

5550 BRITTON PKWY

HILLIARD, OH 430267456

Alert Reported by:

Experian

---

It took them over a month when I did mine last November when I bought my 2015 X5.  They approved me for 1k, when all my other limits are in the 10-25K rage as well.  I tried for an increase and they said I need to use the card more for them to increase it.

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Doesn't seem worth the hp.  What are you going to do with 1k?   Thanks for the heads up!  

[youngandcreditwrthy]

I wanted this card but most reviews for it are horrible... I'd prob get $1k too 😂

[Anonymous]

BMW is slow at everything.  I've had my car since late February and they still haven't reported to anyone.  I made 3 payments on it and just refinanaced it and never got so much as a single report to help my score out with another TL