BOA CLI FAIL RECON APPROVE

Darius1976 · ‎02-28-2014

TEAM,

So I hit the love button to increase my BOA Cash Rewards card from $5000 to $10,000. I got the 7-10 day message. Waited 24 hours, and called up the RECON. Lady said that my request was denied. I asked her if she could do the RECON. She asked why I needed the increase to $10,000. I told her that BOA is no longer doing business with Alaska Air in the near future, so my primary purchases will be with my Rewards card instead of my Alaska Air BOA Debit... She counter-offered a CLI to $7500. I took it. Sounds like a win to me...

$7500____________$5000____________$9000____________$2000____________$1800____________$5500

mnosal9 · ‎02-28-2014

Thats Awesome congrats!!!

It took me a recon to get my limit to $3500 from $2000. I tried for 5k and she said no, so I took what I can get and will try again in 3 months

Starting: 6/2012 : EX: 485(FAKO) EQ: 490(FICO) Trans: 482(FAKO)
Current : 4/2014: EX: 650(FICO) EQ: 664 (FICO) Trans: 681 (FICO)

Cards: NPSL Amex Green (AU), $11500 Discover IT, $4000 Quicksilver One, $3500 Bank of America Travel Rewards,$3000 Amex BCE,$3000 Quicksilver One, $3000 AA, $2500 Sallie Mae MC, $5000 Citibank AA, $1500 Barclay, $1200 Macys
~Back to the Garden~

Goal Score: 700 Across!

Gardening til 8/2014!!

yudeology101 · ‎02-28-2014

WTG $2.5k bump is great! Congrats to you.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)

MsLadyRover · ‎02-28-2014

Congrats!

Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge

gdale6 · ‎02-28-2014

Congrats on the CLI

coldnmn · ‎02-28-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

alvon123 · ‎02-28-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

CreditMagic7 · ‎02-28-2014

Congrats!

It took a recon to get in for me, basic SL, but it's not too hard to predict results in 6 months.

-Wade- · ‎03-01-2014

@Darius1976 wrote:
TEAM,

So I hit the love button to increase my BOA Cash Rewards card from $5000 to $10,000. I got the 7-10 day message. Waited 24 hours, and called up the RECON. Lady said that my request was denied. I asked her if she could do the RECON. She asked why I needed the increase to $10,000. I told her that BOA is no longer doing business with Alaska Air in the near future, so my primary purchases will be with my Rewards card instead of my Alaska Air BOA Debit... She counter-offered a CLI to $7500. I took it. Sounds like a win to me...

Congrats on your success recon

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******