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Hello everyone.
I have a BOA 3-2-1 CC. It is currently at 2k and wanted to see if I should go ahead and ask for CLI. I oppened it Feb/16, partially secured 99/500 and graduated around Oct or Nov 2016 and got auto cli of 1,500 for total of 2,000. I have never asked before as I had read that all of BOA was hard pull so just never did. I recently got the last CC that I wanted to get, Amex BCE and was approved with 10k sl.
This is what I currently have
Feb/2016 - BOA 3-2-1 CC 2,000
March/2016 - CapOne Quicksilver 3,300
Sept/2016 - Discover It 3,700
March/2017 - Amex BCE 10,000
I am not planning to apply for anything else anytime soon so figured it would be a good time to ask BOA for CLI but the thing is that I haven't really used it all that much and wondering if I would even be given a good amount for that hard pull since I hardly used it.
TU 746 as of 4/19/17. Has been the same for last 3 months, Provided by BOA and wondering if this is what they will use? Also just not sure how much I can ask for without being denied. Would love to ask for 10,000 haha but if I can get like 5,000 that would be great.
Ex 726 as of 4/5/17 provided by Amex.
EQ not sure as I haven't found a place that offers it for free lol but have thought about trying it through the fanual credit report website and that's free right XD
Awesome, thank you!!
@Anonymous wrote:Hello everyone.
I have a BOA 3-2-1 CC. It is currently at 2k and wanted to see if I should go ahead and ask for CLI. I oppened it Feb/16, partially secured 99/500 and graduated around Oct or Nov 2016 and got auto cli of 1,500 for total of 2,000. I have never asked before as I had read that all of BOA was hard pull so just never did. I recently got the last CC that I wanted to get, Amex BCE and was approved with 10k sl.
This is what I currently have
Feb/2016 - BOA 3-2-1 CC 2,000
March/2016 - CapOne Quicksilver 3,300
Sept/2016 - Discover It 3,700
March/2017 - Amex BCE 10,000
I am not planning to apply for anything else anytime soon so figured it would be a good time to ask BOA for CLI but the thing is that I haven't really used it all that much and wondering if I would even be given a good amount for that hard pull since I hardly used it.
TU 746 as of 4/19/17. Has been the same for last 3 months, Provided by BOA and wondering if this is what they will use? Also just not sure how much I can ask for without being denied. Would love to ask for 10,000 haha but if I can get like 5,000 that would be great.
Ex 726 as of 4/5/17 provided by Amex.
EQ not sure as I haven't found a place that offers it for free lol but have thought about trying it through the fanual credit report website and that's free right XD
Free annual credit report does not give FICO scores. Try creditchecktotal.com it has a $1.00 seven day trial gives all three bureaus FICO 8 scores.