BOA I want to marry you!!! :)

ibmrad7 · ‎01-07-2014

So I posted yesterday for BOA SP CLI to 8000 from my low 2000 CL. This morning when I logged in, it showed that I am pre-approved for a 3.9% Balance Transfer Offer, so I decided to call the Credit Anaylst number posted on the backdoor numbers thread here. A very courteous gentleman attended the call and confirmed the Balance Transfer offer, I asked him once I do the BT my utilization would take a hit on this account, he said we can request a CLI but this time it's going to be a hardpull but if denied he can request a special consideration for my banking relationships....

Asked me the same mumbo-jumbo for income, alimony etc etc.. hit submit and BAMMMMMMMMM!!!!!!!!!!!!!!! new CL is 15000. I don't mind a HP for this at all.

notfancy · ‎01-07-2014

I wouldn't mind it either! Congratulations, that is one heck of an increase in such a short time! 2k-15k in basically 2 days?

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700 Seedling again as of 07/29/14

Kenny · ‎01-07-2014

Lovely!! I'd take a HP for basically 13k addition to the line!

Great job!

Take the myFICO Fitness Challenge

coldnmn · ‎01-07-2014

Wow! Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

ibmrad7 · ‎01-07-2014

Thanks folks :-)

Happy Happy Dance once again. Chase and Citi were known to credit your banking relationships, BOA is doing real GOOD for me.

baller4life · ‎01-07-2014

Holy moly that's incredible!! Bofa ROCKS!!

Changingmantra · ‎01-07-2014

Yiiiiiip!!! I would have to say that a $13,000 CLI is pretty nifty stuff! Congratulations -

*Note to self* Remember why and for how long you had to rebuild in the first place! One Day at a Time, One Day at a Time!

myjourney · ‎01-07-2014

Congrats what day is the wedding

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

FinStar · ‎01-07-2014

Congrats on the nuptials!

ibmrad7 · ‎01-07-2014

Lol... You all are invited