BOA Premium more difficult to qualify than CR?

[Anonymous]

Was looking for a solid cash back card as my QS card is stuck at 1k CL for another 4 months when I can request the next CLI

[916networktech]

Intersting, I don't have a relationship with BofA and applied for the Cash Rewards Card and was approved, however after getting approved I thought about openign an account with BofA....Will visit them in December

[MrDisco99]

That's weird.  I've never had a deposit account with BoA.

I was declined on a Cash Rewards app back in May, but they never mentioned my lack of deposit as a reason for denial.  Tried again in September after putting some good history and time on my apps from other issuers and was approved for the Cash Rewards and Travel Rewards cards on the same day.

[Anonymous]

I applied for the Premium rewards card last month as part of a 7 new account app spree.  Was instantly approved for 18K.  No prior banking relationship.   Scores at bottom are what they were at the start of the app spree, AOA was about 2 years.   The 7 new accounts has dropped my scores by about 50 points on average.