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I was recently denied the card for PRIOR DELINQUENCY along with Sufficient Credit. I IIB them in 2001. EX Fico at the time of app was 715 according to their rejection letter. Currently, my EX Fico is 777.
So Citi and BOA have a longer memory the AMEX.
2001 wow you should call the backdoor @ BOA talk to them try it
BOA can be pretty decent if you have a relationship with them. I was able to get my first card when them while I was in the middle of an open BK13. Instant approval I might add...Now I have 4 cards with them (2) 1-2-3 cash rewards, travel rewards, and alaska airlines. My BK13 is still alive and well on my report and will be for some time to come. But I will note that my relationship goes ways back to the days of Boatmen's Bank turn Nation Bank, turn BoA.
@loquat +1 they are good i got my 3rd US pride visa that way just few weeks ago and i had 29 new accounts lol OP should call them up