BOFA CLI's on 2 cards with the same HP?

salek10 · ‎10-21-2014

Hello All!

So I have read here that BofA/FIA would use the same HP for one full month when you app for a new card and/or ask for a CLI...

I have the 321 Cash rewards card and a Fidelity Amex card... my question is, if I ask for a CLI for my 321 card and then I ask for a CLI on the Fidelity, will they use the same HP??

My Wallet: BofACashRewards $12,500 || Amex EveryDay $12,000 || CSP $6,000 || Fidelity Amex $5,000 || Citi Double Cash $4,400 || Chase Freedom $4,000 || Chase Slate $3,000 || Discover it $3,000 || BofABetterBalance $2,900 || AmexCosto: $2,200 || ExpressStore Card 1,400

FICO Transunion: 730

Kenny · ‎10-21-2014

It's possible, but I think the best way to do this is to complete the first CLI request. Then call the underwriting backdoor number and ask for a CLI based on the previous HP. This should yield the results you wish for but as always YEMV. I've heard lately that BoA uses the same HP within 30 days for CLIs.

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BOFA CLI's on 2 cards with the same HP?

Re: BOFA CLI's on 2 cards with the same HP?

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