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11-04-2008 11:54 AM
11-18-2008 06:42 AM
11-20-2008 08:05 AM
I am really excited with such quick results!!
I have called Orchard Bank numerous times using number on back of card only to be DENIED a CLI. I have good payment history, but I just thought since this was a junk card I would never get more.
After being on the phone for maybe three minutes I got my CLI from 320 to 720!! I am so excited. These numbers really worked!
Thank you Myfico.
PS my scores are still in mid 500's, but I'm on my way up!
12-11-2008 06:15 PM
Wahoo! Thanks to this board and the backdoor number (9939) at CapOne, I just got a $500 increase before my Credit Steps kicks in. I literally did a little happy dance in my living room.
Details: $1500 limit (now $2000), 2 statements cut, made third payment, it cleared, then the phone call.
01-07-2009 07:57 AM
01-15-2009 10:47 AM
WOW! Thanks for the backdoor numbers.
My Emigrant Direct (Juniper Bank) MC credit limit was decreased from $1500. to $500. for no apparent reason. Called the regular number and was told it was due to lack of use, and that it was "an irreversible bank decision". (t Now there's an interesting term considering the current economic climate!)
Called the "credit analyst" backdoor number you provided, and spoke with an RLHB (Real Live Human Being), who asked me a few questions, and ran an authorized hard pull. After less than one minute on hold, the Rep notified me of a credit reconsideration. New CL...$7,500!!!
02-17-2009 11:10 AM
The Cap1 number 9939 number worked for me last week. I had a limit of $500 and after explaining what I was looking for, the rep submitted my request and asked for my income. After about one minute i was approved for a CLI of $3500.00! I almost dropped the phone lol.
I think the fact that i pay my bill sometimes 2x a month, really help. AND I'M GRATEFUL!
Thanks to you guys on this board
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