Can someone put 1-800-695-5171 under Citi. This is the only line that was able to give me a direct answer about my application (vs its pending) and was located in the US vs outsourced. It appears they also have decision making powers because she said maybe she can give me a decision today.
Has anybody had any luck getting Capital One to reduce APR using the account specialist numbers above? I'm in the process of pouring a lot of money into paying off credit cards, and it would be nice to make it go even faster by not getting charged interest.
Has anybody had any luck getting Capital One to reduce APR using the account specialist numbers above? I'm in the process of pouring a lot of money into paying off credit cards, and it would be nice to make it go even faster by not getting charged interest.
More than likely not. However, a recent Capital One thread may provide more insight on your specific scenario:
I'm so glad I stumbled onto this thread, and more importantly this site! However, I need some help. I've tried calling the American Express Executive Office number and it asks for an extension. I've tried using all zeros, but that just kicks you back to where it asks for an extension. Any guidance on how to reach out them is much appreciated!
How do I know which number to call for Capital One recon?
I have applied for the Platinum & Business Spark card. Both denied because "I have too many past or present delinquent accounts." I had 3 Capital One accounts, 1 business account I paid in full and 2 personal accounts that were discharged in my Chapter 7. They are not even pulling my credit report when I apply.
They don't recon declines generally. If you are on their BL, you just have to wait it out. Some folks have called and been told when they can get in. You can try that.
Since they don't pull your credit, you can just keep trying. They will let you back in soon, but it might be a few months. They are the most forgiving lender.
