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Backdoor Numbers

Established Contributor

Re: Backdoor Numbers

It's my understanding that Discover no longer recons.

CURRENT FICO 08: EQ: 732 / TU: 731 / EX: 734
Message 41 of 259
Moderator

Re: Backdoor Numbers

They don't. I just tried through their Executive Offices and they made the front line CSRs sound intelligent. They'll stick to the computer decision unless you have an error on CR.
Message 42 of 259
Frequent Contributor

Re: Backdoor Numbers

I've come to the same conclusion. Tried 2x. No recon go. Will try again in 12 months when credit is cleaner

08/29/2016: Experian 697 Equifax 695 TransUnion 724
04/09/2015: Experian 665 Equifax 609 TransUnion 666
08/31/2015: Experian 692 Equifax 686 TransUnion 708

Message 43 of 259
Contributor

Re: Backdoor Numbers

The chase number from express is their verification department

Current Information (05/2016)
Scores: EX: 633, EQ: 619, and TU: 727
Current Utilization: ?%

Goal: All above 750 and no more than 3% utilization
Gardening until 12/31/16 (Hopefully)
Message 44 of 259
Super Contributor

Re: Backdoor Numbers

Here's Citi's actual EO number for the Citi Cards division:

 

605-331-1698

 

They open at 9 am central standard time. The other EO numbers here are either for their business cards or retail side like checking/savings.

Total CL: Around $168,750 not counting hidden TLs. FICOs in the 700-730 range.

Main cards: Macy's Amex: $24k, Lowe's, $17k, Chase Sapphire Preferred: $7k, Chase AARP: $5.2k, Chase Freedom: $5k, Chase British Airways: $5k, Discover It: $1.5k, Barclays Arrival: $2.5k, Sam's Club MC: $8.5k, Stash: $8k, Sam's Club: $10k, Wells Fargo Propel: $8k, Paypal Smart Connect: $4.9k, Amazon Store Card: $6k, Cabelas Club Visa: $5k, Nordstrom: $5k, CapOne Quicksilver: $2k
Message 45 of 259
Established Contributor

Re: Backdoor Numbers

This rings as a fax

 

"Sallie Mae Visa: 877-903-7968 (Credit Analyst)"

 

*removed - thanks for your contribution!  -kenny*

EX 786
EQ 777
TU 779

All Chp7, Judgements , CO's now legally clean from scores low 600's just using this forum
Chase Amzn 8.5k , Citi BB 3k, Citi Gdyr 5K, Amzn Store 12k, SallieMae 12k Amex BCE 29k , PenFed Promise 40k@8+% +10k PLOC@10%, NFCU member
Message 46 of 259
Super Contributor

Re: Backdoor Numbers

Synchrony Bank new accounts ID Vertification: 1-800-480-0186 Monday-Friday  8AM ET-Midnight 12 ET.

 

 

Ron.

 

*added - thanks for your contribution!  -kenny*

Message 47 of 259
Senior Contributor

Re: Backdoor Numbers

Bank of America App Analysts - 888-503-6092 8a-9p EST

 

*added - thanks for your contribution!  -kenny*


Message 48 of 259
Valued Contributor

Re: Backdoor Numbers

These Barclaycard numbers no longer work:

 

Barclays: 866-408-4064 (Credit Analyst) (Our office is closed. Please press 0 to leave a message) 

Barclays  866-951-1437 ( 24/7 Underwriting Dept)- jsucool (The offer you are calling to apply for has expired, and is no longer availble.)

 



Starting scores: 552 EQ, 570 TU, 558 EX Current scores (9/29/17): 746 EQ 721 TU 719 EX
Message 49 of 259
Established Contributor

Re: Backdoor Numbers

Does anyone know the number for Comenity Capital Bank. I tried the number and they said they don't give app status at that number. I applied for the Virgin Atlantic Visa Signature Card?

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 50 of 259