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Bank of America pre-qualify site...how accurate?

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Anonymous
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Bank of America pre-qualify site...how accurate?

Anybody with any insight on how accurate the Ban of America Credit Card pre-qualify website is?

Message 1 of 54
53 REPLIES 53
Anonymous
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Re: Bank of America pre-qualify site...how accurate?

Usually considered fairly reliable but as with all of them, there is no guarantee.  

Message 2 of 54
Anonymous
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Re: Bank of America pre-qualify site...how accurate?

always take it with a grain of salt. Specially Discover

Message 3 of 54
Anonymous
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Re: Bank of America pre-qualify site...how accurate?

The new BOA pre qual site is nothing but BS. I've banked with them since they were NationsBank and they never prequal me for anything. Lo and behold I look at my account on my desktop today, click the link and the re-design makes it look as if I'm prequalified for every single card they offer. NOT A CHANCE! Smiley LOL

 

Can't trust it!

Message 4 of 54
Anonymous
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Re: Bank of America pre-qualify site...how accurate?

Applied today after being pre qualified and was denied. They did however approve for me a secured card...no thanks.

Message 5 of 54
Anonymous
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Re: Bank of America pre-qualify site...how accurate?

ouch Smiley Sad


@Anonymous wrote:

Applied today after being pre qualified and was denied. They did however approve for me a secured card...no thanks.


 

Message 6 of 54
MovinOnUp2014
Frequent Contributor

Re: Bank of America pre-qualify site...how accurate?


@Anonymous wrote:

Applied today after being pre qualified and was denied. They did however approve for me a secured card...no thanks.


+1  (However they didn't even counter w/a secured Smiley Happy)

Discover I.T. (11k) - U.S. Bank Platinum (9k) - NASA (30k) - Venture (22K) - AMEX Delta Skymiles Gold (6k) -AMEX PRG (AU) plus a few CU CC's and Store Cards = 130k (roughly)
*Post 2010 llB*
Message 7 of 54
Anonymous
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Re: Bank of America pre-qualify site...how accurate?


@Anonymous wrote:

ouch Smiley Sad


@Anonymous wrote:

Applied today after being pre qualified and was denied. They did however approve for me a secured card...no thanks.


 


Exactly.

Message 8 of 54
Anonymous
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Re: Bank of America pre-qualify site...how accurate?

Sorry to hear.  

Message 9 of 54
Anonymous
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Re: Bank of America pre-qualify site...how accurate?


@Anonymous wrote:

Usually considered fairly reliable but as with all of them, there is no guarantee.  


+1000

Message 10 of 54
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