Slate isn't known for massive SLs. Having a CC through a major bank. Doesn't guarantee a major limit. Many times it's just the opposite. How much would you like to balance transfer? That will give us a better idea of where you may need to look.
Not knowing your true FICO scores not Fako, only allows us to guess really.
I know you mentioned CUs not an option. Which confuses me. If you can't join Navy FCU. Which is my all time favorite for 0% BTs.
Andrews FCU https://www.andrewsfcu.org/whats-new/promotions.html#goto_2 is running a promotion. It's not 0% but 4.99% for the life of the transfer. Very easy to join by becoming a member of American consumer council https://www.americanconsumercouncil.org/membership.asp?dname=Americanconsumercouncil.org . Use promo code "Consumer" in order to join for free. Joiningthe CU is a SP. The cool thing about apping CUs is a lot of them will asked you what limit you need or want. With the big banks, you get whatever the system spits out.
Keep that in mind when overlooking the CUs. Andrews primarily pulls EX or TU from my research.
Bank of America is your best bet of the two you've mentioned earlier. At least the CLs will grow quickly compared to Chase IME. Make sure you asked for enough to keep utilization below 30% of the card limit so not to crap out your scores.
I know you mentioned CUs not an option. Which confuses me. If you can't join Navy FCU. Which is my all time favorite for 0% BTs.
Andrews FCU https://www.andrewsfcu.org/whats-new/promotions.html#goto_2 is running a promotion. It's not 0% but 4.99% for the life of the transfer. Very easy to join by becoming a member of American consumer council https://www.americanconsumercouncil.org/membership.asp?dname=Americanconsumercouncil.org . Use promo code "Consumer" in order to join for free. Joiningthe CU is a SP. The cool thing about apping CUs is a lot of them will asked you what limit you need or want. With the big banks, you get whatever the system spits out.
Keep that in mind when overlooking the CUs. Andrews primarily pulls EX or TU from my research.
Bank of America is your best bet of the two you've mentioned earlier. At least the CLs will grow quickly compared to Chase IME. Make sure you asked for enough to keep utilization below 30% of the card limit so not to crap out your scores.
Your INQs are fine. Being you've had only two in a 6 months period. The INQs aren't a major factor. "Too many new accounts" is where the denials normally happen.
Only one way for you to find out as you've ignored pretty much any of the advice given.
Is to jump in with two feet and let the chips fall where they may. Sometimes we must experience things on our own in order to understand.
Good luck with the hunt.
Only one way for you to find out as you've ignored pretty much any of the advice given.
Is to jump in with two feet and let the chips fall where they may. Sometimes we must experience things on our own in order to understand.
Good luck with the hunt.