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@phillyguy12 wrote:open dec 2012 instant approval 1300 line
apped khols feb 2013 approved 1000
apped amex bce april 2013 approved 1000
june 2013 barclay auto cli double line to 2600
june 2013 amx 3x cli
normal usuage on barclay 600+ month pif after stmt cuts some months carry small bal
no AA yet
Thanks phillyguy your case is a little different you app'ed after approval and still got the double CLI
As everyone else you did carry a balance somethimes interesting
@djc1puno wrote:
Phillyguy...so I've append and opened a few cards in that first 6 months of barclay approval and still got ur cli! Great info as a lot a people that app or accumulate inqs within that first 6 months have not receive cli...barclay truly is confusing...but then again u still put good usage on it per month. Maybe that helps a lot
I noticed that too
@staifokuzed wrote:
So what i am gathering. No new accounts or inquires ever. Use it or lose it. Pay them large payments every month as they like cash flow. Report ur balance and dont try to lower utility by paying before statement. It is as if u have just got married to an extremely sensitive computer. That gets super sensitive when u seek new friends and will over react as if ur actions were the worst thing that has happened to it. So what do u do at this point. In January i was terrified i would have AA cause of an auto loan. Not so much anymore. I do like Barclay and have even open an online savings with them. I am waiting for a fresh SP from them as may 28 was the last peek they had. I will be sure to of any changes.
Lol on the computer and new friends
the only AA if you want to consider it AA is they took their rewards boost feature away from me, i was comparing offers w/ them and discover then it was gone, when i emailed them they just said not all accounts have it,
@phillyguy12 wrote:the only AA if you want to consider it AA is they took their rewards boost feature away from me, i was comparing offers w/ them and discover then it was gone, when i emailed them they just said not all accounts have it,
Oh wow thought that was for all cardholders thanks for the FYI very valuable info
yea i use it alot for stuff they give 2x pts for so i assme thats why there are a few posts on here about it randomly disappering from accounts
Utilization going from left to right. Likelyhood of CLI or CLD from bottom to top
Taken from Barclay Ring blog
Here's what Barclays thinks:
We define “bad behavior” as:
And the “good behavior” is: