Barclay CC let's put our heads together

[westcoastpirate]

I asked to speak to a closing specialist first, and cs was like, so you want to close your card? Because I can do that for you. I said I didn't want to close it straight up, but I wanted to explore my options. Cs then said so you want to talk to a 'retention specialist' then? I said yes, he transferred me and easy breezy PC to the Rewards card.

[myjourney]

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@FinStar wrote:

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@Sillykitty wrote:

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@mxp114 wrote:

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@Sillykitty wrote:

Just to add a data point ... I was approved for the Barclay WMC, and only given an $800 CL.  I asked for a recon and was increased to $5,000, but apparently they do grant WMC's w less than a $5,000 CL

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For clarification, were you specifically approved for a World MasterCard with $800 or just approved and recon prior to the card being issued? A lot of people think Arrival means WMC but there is a Platinum MC so an approval doesn't necessarily mean World.

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Oh no!  Mine does say Platinum, not World!  I'll call tomorrow to see what I can do ...

Thanks for pointing that out.  I didn't realize there was even a Platinum option.

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IIRC, if you are approved below the WMC threshhold as a Platinum version, you will not be able to PC to WMC.  You'd have to have initially been approved with the appropriate CL assignment ($5K or above) to get the WMC straight out.  Barclays is finicky and not as flexible as other lenders so I'm thinking chances might be slim...on the upside, they granted you $5K.  Best of luck on your follow-up with them.

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Correct 

[myjourney]

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@Sillykitty wrote:

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@FinStar wrote:

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@Sillykitty wrote:

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@mxp114 wrote:

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@Sillykitty wrote:

Just to add a data point ... I was approved for the Barclay WMC, and only given an $800 CL.  I asked for a recon and was increased to $5,000, but apparently they do grant WMC's w less than a $5,000 CL

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For clarification, were you specifically approved for a World MasterCard with $800 or just approved and recon prior to the card being issued? A lot of people think Arrival means WMC but there is a Platinum MC so an approval doesn't necessarily mean World.

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Oh no!  Mine does say Platinum, not World!  I'll call tomorrow to see what I can do ...

Thanks for pointing that out.  I didn't realize there was even a Platinum option.

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IIRC, if you are approved below the WMC threshhold as a Platinum version, you will not be able to PC to WMC.  You'd have to have initially been approved with the appropriate CL assignment ($5K or above) to get the WMC straight out.  Barclays is finicky and not as flexible as other lenders so I'm thinking chances might be slim...on the upside, they granted you $5K.  Best of luck on your follow-up with them.

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That's disappointing!  Question ... do senior analysts work weekends, or would my luck be better calling on a Monday?

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No they are Monday thur Friday 

[myjourney]

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@youngandcreditwrthy wrote:
@Anonymous!
I know what you're talking about...
One out of three reps nicely transferred me to retention. I got disconnected, then they wouldnt ever transfer me back... The CSR basically said they didnt want to talk to me.
I've had a Barclaycard a year and a half. I've run $10k thru it via 0% and 3.99% offers, and they refuse to lower mypurchase APR of 24.99%. I'm just about done with Barclay's!

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Sorry to hear that young Barclay is ok with me so far 

[myjourney]

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@westcoastpirate wrote:
I asked to speak to a closing specialist first, and cs was like, so you want to close your card? Because I can do that for you. I said I didn't want to close it straight up, but I wanted to explore my options. Cs then said so you want to talk to a 'retention specialist' then? I said yes, he transferred me and easy breezy PC to the Rewards card.

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Congarts and thanks for adding to the thread 

[nitrov]

This thread is amazing and I'm so glad someone referred me to it!

I was reluctant to apply for new credit, but applied for the Barclay's today and was approved for $1500! I'm calling tomorrow morning to try and get a higher CL, so fingers crossed. 

I got a little cocky and applied for a Discover IT and was denied, then applied for a Priceline Visa since it's also Barclay's, and got the "we'll get back to you" response. We'll see what happens. If anything, this thread taught me it's not a no until the fat recon analyst lady sings!

I'm going to try a BT and carry a balance on that card and see if I can get the auto CLI in 6 months too. To be continued...

[myjourney]

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@nitrov wrote:

This thread is amazing and I'm so glad someone referred me to it!

I was reluctant to apply for new credit, but applied for the Barclay's today and was approved for $1500! I'm calling tomorrow morning to try and get a higher CL, so fingers crossed. 

I got a little cocky and applied for a Discover IT and was denied, then applied for a Priceline Visa since it's also Barclay's, and got the "we'll get back to you" response. We'll see what happens. If anything, this thread taught me it's not a no until the fat recon analyst lady sings!

I'm going to try a BL and carry a balance on that card and see if I can get the auto CLI in 6 months too. To be continued...

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Congarts and keep us posted WTG

[youngandcreditwrthy]

I have tried to speak to a retention specialist so hard!
I even sent a secure message about how horrible my APR is. It's 24.99%!!!!! Dang. I can't use that!

[myjourney]

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@youngandcreditwrthy wrote:
I have tried to speak to a retention specialist so hard!
I even sent a secure message about how horrible my APR is. It's 24.99%!!!!! Dang. I can't use that!

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How long have you had your card Young?

[youngandcreditwrthy]

Since March 2012. Ive never been charged the purchase APR, but still it's too high.
I could prob call a Credit Analyst, but they'll wanna hp me :-(