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Barclay CC let's put our heads together

Super Contributor

Re: Barclay CC let's put our heads together


lhcole77 wrote:
Journey : is there a specific format for replies?

When you got 

CLD, CLI AA, FR 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 972
Established Member

Re: Barclay CC let's put our heads together

app for barclays rewards card in 12/12

approved for 500 limit

carried a balance of around $300 for about 4 months

made close to the minimum payment each month while running maybe 1 or 2 small transactions through each month

request for CLI with TU HP in 4/12 denied

auto CLI to $1,250 in 6/12

lol

 

 

Message 12 of 972
Super Contributor

Re: Barclay CC let's put our heads together


Buckeye07 wrote:

app for barclays rewards card in 12/12

approved for 500 limit

carried a balance of around $300 for about 4 months

made close to the minimum payment each month while running maybe 1 or 2 small transactions through each month

request for CLI with TU HP in 4/12 denied

auto CLI to $1,250 in 6/12

lol

 

 


That's what i'm looking for thank you

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 13 of 972
Valued Contributor

Re: Barclay CC let's put our heads together

Approved: February 2012 after a long spree of applying. Inititally declined for inquires but the gentleman overturned it and approved for 2500.

Increase: August 2012 after using it up to the limit multiple times and keeping a 0% balance for about 2 months before deciding I didn't want to have it maxed out. Increased to 3400

Spree: opened five cards in November and December 2012

Increase: March 2013 to 4600. I didn't use the card as much and only charged it up to the max about twice during the time since the last increase. Inquiries on TransUnion were about 2 to 4 at all times.

Message 14 of 972
Valued Contributor

Re: Barclay CC let's put our heads together

Ooohhhhhh! This is going to be good.

FICO 08-EX: 746 TU: 752 EQ: 750 AAoA: 4yrs TLs: 40 Neg: 0

Credit Limits: $300,000+
Miles: 400,000+
MRPs: 200,000+
Cash Back: $2,000+
Message 15 of 972
Super Contributor

Re: Barclay CC let's put our heads together


navigatethis12 wrote:

Approved: February 2012 after a long spree of applying. Inititally declined for inquires but the gentleman overturned it and approved for 2500.

Increase: August 2012 after using it up to the limit multiple times and keeping a 0% balance for about 2 months before deciding I didn't want to have it maxed out. Increased to 3400

Spree: opened five cards in November and December 2012

Increase: March 2013 to 4600. I didn't use the card as much and only charged it up to the max about twice during the time since the last increase. Inquiries on TransUnion were about 2 to 4 at all times.


Thank you these will help. There has to be a method to the Barclay madness

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 16 of 972
Regular Contributor

Re: Barclay CC let's put our heads together

Approved December 2012 on recon 1k starting. I played it safe and let all charges report then pif. Before the 6th statement ran about 600 and pif before cut. Got cli of 1300 after statement cut. Also they sp tu and ex monthly.
I opened Paypal first it reported then Barclay. Victoria secret after via softpull nothing else after. Except my recent spree starting 7/4 ended 7/9 lots of new accounts and inquiries. 6 new accounts and about 11 new inquiries. We will see the outcome.
AMEX B SKY-1K AMEX PRG- NPSL USAA PLTM -6K
DISCOVER IT- 5.2K BARCLAY REWARD- 3.2K
PAYPAL REWARDS -6K VICTORIA SECRETS -1750
USAA AMEX-5.5K CITI TY PREFR 3.1K(NPSL) CHASE FREEDOM -1K
SPORTSMAN VISA- 8K AMEX ED PRFD- 8.5
Message 17 of 972
Mega Contributor

Re: Barclay CC let's put our heads together

IIRC there is already a thread like this out there. Smiley Indifferent




EQ FICO 548 3/3/16
Message 18 of 972
Super Contributor

Re: Barclay CC let's put our heads together


staifokuzed wrote:
Approved December 2012 on recon 1k starting. I played it safe and let all charges report then pif. Before the 6th statement ran about 600 and pif before cut. Got cli of 1300 after statement cut. Also they sp tu and ex monthly.
I opened Paypal first it reported then Barclay. Victoria secret after via softpull nothing else after. Except my recent spree starting 7/4 ended 7/9 lots of new accounts and inquiries. 6 new accounts and about 11 new inquiries. We will see the outcome.

Thanks for helping I see you did get a CLI good to know 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 19 of 972
Senior Contributor

Re: Barclay CC let's put our heads together

Hmmmm... this could be interesting.  Of course, I won't know for sure for the next 4-8 months so we'll see if anything comes about on my Barclays accounts.

Message 20 of 972