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Barclay CC let's put our heads together

Established Contributor

Re: Barclay CC let's put our heads together

I should add to mine, I have no inquiries/new accounts in the 12 months since opening Barclays card except a car loan.

Message 41 of 972
Established Contributor

Re: Barclay CC let's put our heads together

yeah I made one months ago. late dec early jan .



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Message 42 of 972
Super Contributor

Re: Barclay CC let's put our heads together


toppers555 wrote:

yeah I made one months ago. late dec early jan .


Thanks 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 43 of 972
Contributor

Re: Barclay CC let's put our heads together

This is a great article at @emptypockets posted last night..

 

http://www.barclaycardring.com/t5/Barclaycard-Ring-Public-Blog/A-Case-Study-of-a-Credit-Line-Increas...

 

http://www.barclaycardring.com/t5/Barclaycard-Ring-Public-Blog/A-Case-Study-of-a-Credit-Line-Increas...

Gardening until 8/10/2014! I love this forum!!!! EX- 687 TU-688 EQ - 680 ...all pulls 12/2013 (myfico)
Ch 7 discharge - 12/11. Discover $6k, DCU $3k, Barclays rewards $3k, Barclays Sallie Mae $3k Sony Visa $2500 Capital One Quicksilver $5 Capital One Venture One $3k, best buy mastercard1000

Message 44 of 972
Established Contributor

Re: Barclay CC let's put our heads together

I opened my Barclay Financing Visa in November 2011…Intial line was 1200

 

CLI to 1900 in April 2012, and to 3900 in May 2013.

 

  In between those I did request a CLI on my own that was denied.  I was also denied a second Barclay card.  I don’t recall my exact numbers over the last two years, but a couple of things were true, at least around the times of my CLIs. 

 

1)      I carried a balance on my Barclay card of anywhere between 25-60%.  The same is true for my overall util, although at times it was much higher than that.

2)      I opened up two new CCs in 2012, as well as a re-financed auto loan.  I also had 3 inquiries denied.

 

 

Chase Freedom: $1500, Citi Diamond Preferred: $3000, Barclays: $3900, Chase Disney Visa: $1500, Chase Southwest Signature: $5000, Citi TY Preferred: $3000, Cap One Platinum: $1750, Cap One Platinum Rewards: $2500, Orchard Bank: $900, Kay Store Card: $6600, PayPal $2200
Message 45 of 972
Contributor

Re: Barclay CC let's put our heads together

This is great information! thanks everyone!

Gardening until 8/10/2014! I love this forum!!!! EX- 687 TU-688 EQ - 680 ...all pulls 12/2013 (myfico)
Ch 7 discharge - 12/11. Discover $6k, DCU $3k, Barclays rewards $3k, Barclays Sallie Mae $3k Sony Visa $2500 Capital One Quicksilver $5 Capital One Venture One $3k, best buy mastercard1000

Message 46 of 972
Super Contributor

Re: Barclay CC let's put our heads together


EaglesFan2006 wrote:

I opened my Barclay Financing Visa in November 2011…Intial line was 1200

 

CLI to 1900 in April 2012, and to 3900 in May 2013.

 

  In between those I did request a CLI on my own that was denied.  I was also denied a second Barclay card.  I don’t recall my exact numbers over the last two years, but a couple of things were true, at least around the times of my CLIs. 

 

1)      I carried a balance on my Barclay card of anywhere between 25-60%.  The same is true for my overall util, although at times it was much higher than that.

2)      I opened up two new CCs in 2012, as well as a re-financed auto loan.  I also had 3 inquiries denied.

 

 


Another case of carrying a balance 

Thanks for info 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 47 of 972
Contributor

Re: Barclay CC let's put our heads together


myjourney wrote:

EaglesFan2006 wrote:

I opened my Barclay Financing Visa in November 2011…Intial line was 1200

 

CLI to 1900 in April 2012, and to 3900 in May 2013.

 

  In between those I did request a CLI on my own that was denied.  I was also denied a second Barclay card.  I don’t recall my exact numbers over the last two years, but a couple of things were true, at least around the times of my CLIs. 

 

1)      I carried a balance on my Barclay card of anywhere between 25-60%.  The same is true for my overall util, although at times it was much higher than that.

2)      I opened up two new CCs in 2012, as well as a re-financed auto loan.  I also had 3 inquiries denied.

 

 


Another case of carrying a balance 

Thanks for info 


I think you are on to something @myjourney!!!!

Gardening until 8/10/2014! I love this forum!!!! EX- 687 TU-688 EQ - 680 ...all pulls 12/2013 (myfico)
Ch 7 discharge - 12/11. Discover $6k, DCU $3k, Barclays rewards $3k, Barclays Sallie Mae $3k Sony Visa $2500 Capital One Quicksilver $5 Capital One Venture One $3k, best buy mastercard1000

Message 48 of 972
Super Contributor

Re: Barclay CC let's put our heads together


Poozie121 wrote:

myjourney wrote:

EaglesFan2006 wrote:

I opened my Barclay Financing Visa in November 2011…Intial line was 1200

 

CLI to 1900 in April 2012, and to 3900 in May 2013.

 

  In between those I did request a CLI on my own that was denied.  I was also denied a second Barclay card.  I don’t recall my exact numbers over the last two years, but a couple of things were true, at least around the times of my CLIs. 

 

1)      I carried a balance on my Barclay card of anywhere between 25-60%.  The same is true for my overall util, although at times it was much higher than that.

2)      I opened up two new CCs in 2012, as well as a re-financed auto loan.  I also had 3 inquiries denied.

 

 


Another case of carrying a balance 

Thanks for info 


I think you are on to something @myjourney!!!!


It would seem so 

We need more AA and CLD's now to help summarizeSmiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 49 of 972
Frequent Contributor

Re: Barclay CC let's put our heads together

open dec 2012 instant approval 1300 line

apped khols feb 2013 approved 1000

apped amex bce april 2013 approved 1000 

june 2013 barclay auto cli double line to 2600

june 2013 amx 3x cli

 

normal usuage on barclay 600+ month pif after stmt cuts some months carry small bal

 

no AA yet

Amx BCE-15k,Amx Zync-NSPL
Barclay's Mastercard-10.5k
Credit Union Visa-1k
Discover-19k, Khols-2k
Message 50 of 972