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Barclay CC let's put our heads together

Regular Contributor

Re: Barclay CC let's put our heads together

Boost disappeared for me as well. I emailed and was told my account was not eligible and that they would email me once i was eligible. But i used it a month prior. I chalked it up as a whatever. Funny thing it is listed on my statements.
AMEX B SKY-1K AMEX PRG- NPSL USAA PLTM -6K
DISCOVER IT- 5.2K BARCLAY REWARD- 3.2K
PAYPAL REWARDS -6K VICTORIA SECRETS -1750
USAA AMEX-5.5K CITI TY PREFR 3.1K(NPSL) CHASE FREEDOM -1K
SPORTSMAN VISA- 8K AMEX ED PRFD- 8.5
Super Contributor

Re: Barclay CC let's put our heads together


Simply827 wrote:

Here's what Barclays thinks:

 

We define “bad behavior” as:

  • Credit losses or charge offs – these are balances charged by our cardmembers who subsequently stopped making monthly payments
  • Balance attrition - these are balances that, for example, were charged by our cardmembers who then decided to  transfer them to another lender
  • Inactivity – opening a card but never using it to make purchases or transfer balances

And the “good behavior” is:

  • Carrying a balance and making at least a minimum payment every month (to avoid becoming a credit loss)
  • Transferring a balance to our card -  from another lender’s card
  • Actively using the card every month

Wow this seems to fit the pattern we have found so far

Much thanks 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Super Contributor

Re: Barclay CC let's put our heads together


staifokuzed wrote:
Boost disappeared for me as well. I emailed and was told my account was not eligible and that they would email me once i was eligible. But i used it a month prior. I chalked it up as a whatever. Funny thing it is listed on my statements.

Do you all still get the emails for Boost?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Valued Contributor

Re: Barclay CC let's put our heads together

Sorry...whats the boost program? Is that only for specific barclay card?


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Valued Contributor

Re: Barclay CC let's put our heads together

This thread is very interesting.
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Regular Contributor

Re: Barclay CC let's put our heads together

Simply is that a legit list from Barclay. Cause that explains them to a T. Seems that is the algorithms that the boss aka computer follows. The analyst don't really agree with it so that is why they have such a good recon. Really this computer has to be cracked. A year from now there will be long guide to Barclay computers similar to that of Amex....
AMEX B SKY-1K AMEX PRG- NPSL USAA PLTM -6K
DISCOVER IT- 5.2K BARCLAY REWARD- 3.2K
PAYPAL REWARDS -6K VICTORIA SECRETS -1750
USAA AMEX-5.5K CITI TY PREFR 3.1K(NPSL) CHASE FREEDOM -1K
SPORTSMAN VISA- 8K AMEX ED PRFD- 8.5
Super Contributor

Re: Barclay CC let's put our heads together


djc1puno wrote:
Sorry...whats the boost program? Is that only for specific barclay card?

You get extra points for shopping online 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Frequent Contributor

Re: Barclay CC let's put our heads together


myjourney wrote:

Simply827 wrote:

Here's what Barclays thinks:

 

We define “bad behavior” as:

  • Credit losses or charge offs – these are balances charged by our cardmembers who subsequently stopped making monthly payments
  • Balance attrition - these are balances that, for example, were charged by our cardmembers who then decided to  transfer them to another lender
  • Inactivity – opening a card but never using it to make purchases or transfer balances

And the “good behavior” is:

  • Carrying a balance and making at least a minimum payment every month (to avoid becoming a credit loss)
  • Transferring a balance to our card -  from another lender’s card
  • Actively using the card every month

Wow this seems to fit the pattern we have found so far

Much thanks 


Whew! They gave me a 0% BT offer a couple of months ago, and I took advantage of it. Maybe I'll be safe, then. Smiley Wink

Super Contributor

Re: Barclay CC let's put our heads together


armbenderc wrote:
This thread is very interesting.

Yes it is and getting even better in answering our questionsSmiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Super Contributor

Re: Barclay CC let's put our heads together


staifokuzed wrote:
Simply is that a legit list from Barclay. Cause that explains them to a T. Seems that is the algorithms that the boss aka computer follows. The analyst don't really agree with it so that is why they have such a good recon. Really this computer has to be cracked. A year from now there will be long guide to Barclay computers similar to that of Amex....

Fits them to a tee we may have found some true answers 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?