Barclay Cards

[Anonymous]

What are my chances on getting approved for another Barclay card..... Right now I have a Apple Visa from them... my TU fico is 692... the last card I opened showing on my report was in august... Do you think I can get approved for anoher card and which one if so?

[theeurotuner]

Many factors besides Fico Score with Barclay. They are EXTREMELY sensitive to HP's and Utilization. They are also sensitive to new accounts.

How many inquiries in the past 12 months? How many new accounts have you opened in the last 2 years? What's your utilization?

[Anonymous]

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@theeurotuner wrote:

Many factors besides Fico Score with Barclay. They are EXTREMELY sensitive to HP's and Utilization. They are also sensitive to new accounts.

How many inquiries in the past 12 months? How many new accounts have you opened in the last 2 years? What's your utilization?

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5 accounts open last year with 5 inquiries 2 from Barclay with the last one done in August

[theeurotuner]

I would NOT apply for a barclay card with 5 new cards in the last 2 years. They won't even consider a recon.

[Coolermaster007]

Blow your TU inquiries away their not worth as much as EX or EQ these days that way you know where you stand go after what you want

[Imperfectfuture]

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@theeurotuner wrote:

I would NOT apply for a barclay card with 5 new cards in the last 2 years. They won't even consider a recon.

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Inaccurate.  If you have at least six months history, you can apply.  I got sallie Mae at 6 months post Aviator, 6 cards approved in past year, and one hidden tradeline.

scores matter.  I wanted the sallie Mae, and it was going away.  Pick a card that is useful to you.  Quicksilver kinda wins over their cash forward card, the ring is good for low apr.  do not app just to get a card.  Have a purpose in mind.  My two cents.

[myjourney]

TU score wise you look good 

The only part that's YMMV is they tend to like 6 months with them before next card 

[Coolermaster007]

He's confused w/ chase 5/24 rule app away brother

[theeurotuner]

I wasn't saying 2 years with barclay. He opened 5 new accounts with other banks in the last 2 years. Going by his sig, many are in the later half of 2015. Barclay is new account sensitive.

[Imperfectfuture]

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@theeurotuner wrote:

I wasn't saying 2 years with barclay. He opened 5 new accounts with other banks in the last 2 years. Going by his sig, many are in the later half of 2015. Barclay is new account sensitive.

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And my experience says otherwise, but scores were really good upon approvals.