Barclay rewards approval

jason0618 · ‎06-08-2014

Hi,
So I've made quite a bit of progress in rebuilding my credit, and gone from 434 score to low 600's this year.
I applied for Barclay rewards and got instant approval for $1300. After reading on here, I decided to call and ask for a cli.
They asked me about my bk in 2008, high number of recent inquiries, and then ultimately denied my request because the $1300 is my highest limit card.

Scores as of 04/2021

Gardening until further notice

SweetCandy73 · ‎06-08-2014

First of all ....CONGRATS on your Barclays approval. Not a bad limit to start. If you don't mind me asking....what is your APR? I looked into it myself and went through the preapproval link and i was "RECOMMENDED" for their rewards card with 6months @0% APR and then 24.99% obviously I still have a lot of work to do; still rebuilding.

One Day at a Time

coldnmn · ‎06-08-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

jason0618 · ‎06-08-2014

Thanks-- same thing, 0% for 6, then 24.99%
I got the congratulations, you're preselected screen when I did the preapproval. Idk if that's the same or not.

Scores as of 04/2021

Gardening until further notice

alinoapa · ‎06-08-2014

congrats on your approval

EW800 · ‎06-08-2014

@SweetCandy73 wrote:
@Anonymous of all ....CONGRATS on your Barclays approval. Not a bad limit to start. If you don't mind me asking....what is your APR? I looked into it myself and went through the preapproval link and i was "RECOMMENDED" for their rewards card with 6months @0% APR and then 24.99% obviously I still have a lot of work to do; still rebuilding.

Ya, there APR is a killer! I just got approved for the Rewards Card ($7,000) as well under these terms. Needless to say, this is a card that *must* be PIF every month, as that APR is outrageous!

OP: congratulations on your approval!

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .